The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Birbanna Bhramarpur branch in Bhagalpur, Birbanna, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Bhagalpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UCBA0001210. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Birbanna Bhramarpur, Bhagalpur

Here are the key points that are associated with the IFSC Code UCBA0001210 of Uco Bank for its branch located in Bhagalpur, within the district of Birbanna in the state of Bihar.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001210
Branch Birbanna Bhramarpur
City Bhagalpur
District Birbanna
State Bihar
Address Village Birbanna,Post Bhramarpur ,Bhagalpur ,Bihar Pin 853201

These details help users in online banking and for businesses and individuals who use Uco Bank in Bhagalpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001210 for the Birbanna Bhramarpur branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Birbanna Bhramarpur, Bhagalpur, Bihar, are allotted a unique IFSC like UCBA0001210 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bhagalpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bhagalpur and Birbanna.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Birbanna Bhramarpur reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code UCBA0001210

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Birbanna Bhramarpur in Bhagalpur.

For example, the IFSC Code UCBA0001210 of Uco Bank for the Birbanna Bhramarpur branch has these elements, identifying the bank and the branch location in Bhagalpur and Bihar correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0001210 of Uco Bank for its Birbanna Bhramarpur branch located in Bhagalpur, the following methods can help:

Cheque Book

The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Bhagalpur and Birbanna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and find the branch locator section. Search for Birbanna Bhramarpur or Bhagalpur to get the exact IFSC Code UCBA0001210.

Mobile Banking App

If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Bhagalpur that will provide accurate information.

How to Use IFSC Code UCBA0001210 for Online Transfers?

Once you have the IFSC Code UCBA0001210 for the Birbanna Bhramarpur branch of Uco Bank in Bhagalpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0001210. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001210.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Birbanna Bhramarpur in Bhagalpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Birbanna Bhramarpur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bhagalpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank Birbanna Bhramarpur Bhagalpur?

The IFSC Code of the Birbanna Bhramarpur Bhagalpur branch is UCBA0001210.

Is IFSC Code UCBA0001210 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uco Bank Birbanna Bhramarpur branch?

The branch is located at Village Birbanna,Post Bhramarpur ,Bhagalpur ,Bihar Pin 853201.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.