IFSC Code of Uco Bank, Ranital, Ranital, Odisha — UCBA0001164

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Ranital branch in Bhadrak, Ranital, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Bhadrak or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0001164. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Ranital, Bhadrak

Here are the key points that are associated with the IFSC Code UCBA0001164 of Uco Bank for its branch located in Bhadrak, within the district of Ranital in the state of Odisha.

These details helps users in online banking and for businesses and individuals who use Uco Bank in Bhadrak for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001164 for the Ranital branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Ranital, Bhadrak, Odisha, is provided with a unique IFSC like UCBA0001164 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Uco Bank branch in Bhadrak.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Bhadrak and Ranital.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Ranital do not get mixed with another location.

Format of the IFSC Code UCBA0001164

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ranital in Bhadrak.

For example, the IFSC Code UCBA0001164 of Uco Bank for the Ranital branch includes these elements, identifying the bank and the branch location in Bhadrak and Odisha accurately.

How to Find IFSC Code for Uco Bank?

To find the IFSC Code UCBA0001164 of Uco Bank for its Ranital branch located in Bhadrak, the following methods can help you out:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Bhadrak and Ranital, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and go to the branch locator section. Then search for Ranital or Bhadrak to find the exact IFSC Code UCBA0001164.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Bhadrak will provide accurate information.

How to Use IFSC Code UCBA0001164 for Online Transfers?

Once you have the IFSC Code UCBA0001164 for the Ranital branch of Uco Bank in Bhadrak, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0001164. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0001164.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Ranital in Bhadrak, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Ranital, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Uco Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bhadrak manage online transfers as well as cheque clearances with ease.