The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Bhandari Pokhari branch in Bhadrak, Bhadrak, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Bhadrak or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0000994. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Bhandari Pokhari, Bhadrak
Here are the key points that are associated with the IFSC Code UCBA0000994 of Uco Bank for its branch located in Bhadrak, within the district of Bhadrak in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0000994 |
| Branch | Bhandari Pokhari |
| City | Bhadrak |
| District | Bhadrak |
| State | Odisha |
| Address | At Po Bhandripokhari Dist Bhadrak ,Bhadrak ,Odisha Pin 756120 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Bhadrak for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000994 for the Bhandari Pokhari branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0000994 is given to every bank branch, including Uco Bank located in Bhandari Pokhari, Bhadrak, Odisha, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Bhadrak.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bhadrak and Bhadrak.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Bhandari Pokhari doesn't end up at another location.
Format of the IFSC Code UCBA0000994
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhandari Pokhari in Bhadrak.
For example, the IFSC Code UCBA0000994 of Uco Bank for the Bhandari Pokhari branch includes these elements, identifying the bank and the branch location in Bhadrak and Odisha accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0000994 of Uco Bank for its Bhandari Pokhari branch located in Bhadrak, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uco Bank branches in Bhadrak and Bhadrak, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Bhandari Pokhari or Bhadrak to get the exact IFSC Code UCBA0000994.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Bhadrak, you'll get the correct details.
How to Use IFSC Code UCBA0000994 for Online Transfers?
Once you have the IFSC Code UCBA0000994 for the Bhandari Pokhari branch of Uco Bank in Bhadrak, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0000994. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0000994.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Bhandari Pokhari in Bhadrak, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Bhandari Pokhari, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bhadrak manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bhandari Pokhari Bhadrak branch is UCBA0000994.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at At Po Bhandripokhari Dist Bhadrak ,Bhadrak ,Odisha Pin 756120.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.