The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Katarmala branch in Begusarai, Katarmala, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Begusarai or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UCBA0001376. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Katarmala, Begusarai
Here are some of the key details that come with the IFSC Code UCBA0001376 of Uco Bank for its branch located in Begusarai, within the district of Katarmala in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001376 |
| Branch | Katarmala |
| City | Begusarai |
| District | Katarmala |
| State | Bihar |
| Address | At Katarmala P O Katarmala Dist Begusarai ,Begusarai ,Bihar Pin 851130 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Begusarai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001376 for the Katarmala branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Katarmala, Begusarai, Bihar, are allotted a unique IFSC like UCBA0001376 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Begusarai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Begusarai and Katarmala.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Katarmala reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code UCBA0001376
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Katarmala in Begusarai.
For example, the IFSC Code UCBA0001376 of Uco Bank for the Katarmala branch includes these elements, identifying the bank and the branch location in Begusarai and Bihar accurately.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0001376 of Uco Bank for its Katarmala branch located in Begusarai, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Begusarai and Katarmala, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Katarmala or Begusarai to get the exact IFSC Code UCBA0001376.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Begusarai, then it will provide you proper information.
How to Use IFSC Code UCBA0001376 for Online Transfers?
Once you have the IFSC Code UCBA0001376 for the Katarmala branch of Uco Bank in Begusarai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0001376. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001376.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Katarmala in Begusarai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Katarmala, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Begusarai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001376.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Katarmala P O Katarmala Dist Begusarai ,Begusarai ,Bihar Pin 851130 located in Begusarai, Katarmala, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.