For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Garhpura branch in Begusarai, Gharpura, Bihar, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Begusarai or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UCBA0002469. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Garhpura, Begusarai
Below in the table are the key details related to IFSC Code UCBA0002469 of Uco Bank for its branch located in Begusarai, within the district of Gharpura in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002469 |
| Branch | Garhpura |
| City | Begusarai |
| District | Gharpura |
| State | Bihar |
| Address | At Garhpura Po Garhpura Ps Garhpura Dist Begusarai Pin 848204 Atandpo Garhpura ,Begusarai ,Bihar Pin 848204 |
These details help users in online banking and for businesses and individuals who use Uco Bank in Begusarai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002469 for the Garhpura branch of Uco Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Garhpura, Begusarai, Bihar, are allotted a unique IFSC like UCBA0002469 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Begusarai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Begusarai and Gharpura.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Garhpura reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code UCBA0002469
The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Garhpura in Begusarai.
For example, the IFSC Code UCBA0002469 of Uco Bank for the Garhpura branch includes these elements, identifying the bank and the branch location in Begusarai and Bihar correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0002469 of Uco Bank for its Garhpura branch located in Begusarai, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Begusarai and Gharpura, print them on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Garhpura or Begusarai to get the exact IFSC Code UCBA0002469.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Begusarai, you'll get the correct details.
How to Use IFSC Code UCBA0002469 for Online Transfers?
Once you have the IFSC Code UCBA0002469 for the Garhpura branch of Uco Bank in Begusarai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0002469. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002469.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Garhpura in Begusarai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Garhpura, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Begusarai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002469.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Garhpura Po Garhpura Ps Garhpura Dist Begusarai Pin 848204 Atandpo Garhpura ,Begusarai ,Bihar Pin 848204 located in Begusarai, Gharpura, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
