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IFSC Code of Uco Bank, Ioc Township-Begusarai, Begulsarai, Bihar — UCBA0000735

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Ioc Township-Begusarai branch in Begulsarai, Begulsarai, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Begulsarai or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UCBA0000735. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Ioc Township-Begusarai, Begulsarai

Here are the main details that are associated with the IFSC Code UCBA0000735 of Uco Bank for its branch located in Begulsarai, within the district of Begulsarai in the state of Bihar.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0000735
Branch Ioc Township-Begusarai
City Begulsarai
District Begulsarai
State Bihar
Address Capasia Chowkpo-Refinery Township 851117

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Begulsarai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0000735 for the Ioc Township-Begusarai branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Ioc Township-Begusarai, Begulsarai, Bihar, is provided a unique IFSC like UCBA0000735 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Uco Bank branch in Begulsarai.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Begulsarai and Begulsarai.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Ioc Township-Begusarai do not get misguided to another person.

Format of the IFSC Code UCBA0000735

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ioc Township-Begusarai in Begulsarai.

For example, the IFSC Code UCBA0000735 of Uco Bank for the Ioc Township-Begusarai branch includes these elements, identifying the bank and the branch location in Begulsarai and Bihar accurately.

How to Find IFSC Code for Uco Bank?

To find the IFSC Code UCBA0000735 of Uco Bank for its Ioc Township-Begusarai branch located in Begulsarai, the following methods can help you out:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Begulsarai and Begulsarai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and go to the branch locator section. Then search for Ioc Township-Begusarai or Begulsarai to find the exact IFSC Code UCBA0000735.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Begulsarai will provide accurate information.

How to Use IFSC Code UCBA0000735 for Online Transfers?

Once you have the IFSC Code UCBA0000735 for the Ioc Township-Begusarai branch of Uco Bank in Begulsarai, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0000735. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0000735.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Ioc Township-Begusarai in Begulsarai, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Ioc Township-Begusarai, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Begulsarai manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank Ioc Township-Begusarai Begulsarai?

The IFSC Code of the Ioc Township-Begusarai Begulsarai branch is UCBA0000735.

Is IFSC Code UCBA0000735 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uco Bank Ioc Township-Begusarai branch?

The branch is located at Capasia Chowkpo-Refinery Township 851117.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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