Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Barpeta Road branch in Barpeta, Barpeta, or Assam, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Barpeta or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0002276. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Barpeta Road, Barpeta
Here are some of the key details that come with the IFSC Code UCBA0002276 of Uco Bank for its branch located in Barpeta, within the district of Barpeta in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002276 |
| Branch | Barpeta Road |
| City | Barpeta |
| District | Barpeta |
| State | Assam |
| Address | Uco Bank,Barpeta Road Branch P.O Barpeta Road ,Barpeta ,Assam Pin 781315 |
These details help users in online banking and for businesses and individuals who use Uco Bank in Barpeta for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002276 for the Barpeta Road branch of Uco Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Barpeta Road, Barpeta, Assam, are given a unique IFSC like UCBA0002276 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Barpeta.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Barpeta and Barpeta.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Uco Bank in Barpeta Road goes to the correct branch. This is important because Uco Bank has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UCBA0002276
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barpeta Road in Barpeta.
For example, the IFSC Code UCBA0002276 of Uco Bank for the Barpeta Road branch includes these elements, identifying the bank and the branch location in Barpeta and Assam accurately.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0002276 of Uco Bank for its Barpeta Road branch located in Barpeta, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Barpeta and Barpeta, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Barpeta Road or Barpeta to get the exact IFSC Code UCBA0002276.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Barpeta, then it will provide you proper information.
How to Use IFSC Code UCBA0002276 for Online Transfers?
Once you have the IFSC Code UCBA0002276 for the Barpeta Road branch of Uco Bank in Barpeta, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0002276. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002276.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Barpeta Road in Barpeta may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Barpeta Road, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Barpeta manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002276.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Uco Bank,Barpeta Road Branch P.O Barpeta Road ,Barpeta ,Assam Pin 781315 located in Barpeta, Barpeta, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.