The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Dandia Bazar - Baroda branch in Baroda, Baroda, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Baroda or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UCBA0000227. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Dandia Bazar - Baroda, Baroda
Here are the main details that are associated with the IFSC Code UCBA0000227 of Uco Bank for its branch located in Baroda, within the district of Baroda in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0000227 |
| Branch | Dandia Bazar - Baroda |
| City | Baroda |
| District | Baroda |
| State | Gujarat |
| Address | (Post Box 148),Apsaraprof. Manekrao Road, 390001 |
These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Baroda for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000227 for the Dandia Bazar - Baroda branch of Uco Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Dandia Bazar - Baroda, Baroda, Gujarat, is provided with a unique IFSC like UCBA0000227 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Baroda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Baroda and Baroda.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Dandia Bazar - Baroda do not get mixed with another location.
Format of the IFSC Code UCBA0000227
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dandia Bazar - Baroda in Baroda.
For example, the IFSC Code UCBA0000227 of Uco Bank for the Dandia Bazar - Baroda branch has these elements, identifying the bank and the branch location in Baroda and Gujarat correctly.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0000227 of Uco Bank for its Dandia Bazar - Baroda branch located in Baroda, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Baroda and Baroda, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Dandia Bazar - Baroda or Baroda to find the exact IFSC Code UCBA0000227.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Baroda will provide accurate information.
How to Use IFSC Code UCBA0000227 for Online Transfers?
Once you have the IFSC Code UCBA0000227 for the Dandia Bazar - Baroda branch of Uco Bank in Baroda, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0000227. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0000227.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Dandia Bazar - Baroda in Baroda, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Dandia Bazar - Baroda, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Baroda manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dandia Bazar - Baroda Baroda branch is UCBA0000227.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at (Post Box 148),Apsaraprof. Manekrao Road, 390001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.