There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Baripada - Cuttack branch in Baripada,Mayurbhanj, Baripada,Mayurbhanj, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Uco Bank situated in Baripada,Mayurbhanj or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code UCBA0001856. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Baripada - Cuttack, Baripada,Mayurbhanj

Below in the table are the key details related to IFSC Code UCBA0001856 of Uco Bank for its branch located in Baripada,Mayurbhanj, within the district of Baripada,Mayurbhanj in the state of Odisha.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001856
Branch Baripada - Cuttack
City Baripada,Mayurbhanj
District Baripada,Mayurbhanj
State Odisha
Address At Lalbazar,Ward No 4 Po Baripada Mayurbhanj ,Mayurbhanj ,Odisha Pin 757001

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Baripada,Mayurbhanj for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0001856 for the Baripada - Cuttack branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Baripada - Cuttack, Baripada,Mayurbhanj, Odisha, is provided with a unique IFSC like UCBA0001856 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Baripada,Mayurbhanj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Baripada,Mayurbhanj and Baripada,Mayurbhanj.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Baripada - Cuttack do not get mixed with another location.

Format of the IFSC Code UCBA0001856

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Baripada - Cuttack in Baripada,Mayurbhanj.

For example, the IFSC Code UCBA0001856 of Uco Bank for the Baripada - Cuttack branch includes these elements, identifying the bank and the branch location in Baripada,Mayurbhanj and Odisha accurately.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0001856 of Uco Bank for its Baripada - Cuttack branch located in Baripada,Mayurbhanj, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Baripada,Mayurbhanj and Baripada,Mayurbhanj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Baripada - Cuttack or Baripada,Mayurbhanj to get the exact IFSC Code UCBA0001856.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Baripada,Mayurbhanj, then it will provide you proper information.

How to Use IFSC Code UCBA0001856 for Online Transfers?

Once you have the IFSC Code UCBA0001856 for the Baripada - Cuttack branch of Uco Bank in Baripada,Mayurbhanj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0001856. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001856.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Baripada - Cuttack in Baripada,Mayurbhanj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Baripada - Cuttack, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Baripada,Mayurbhanj to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Baripada - Cuttack, Baripada,Mayurbhanj?

The IFSC Code is UCBA0001856.

Is the IFSC Code UCBA0001856 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Baripada - Cuttack?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Baripada - Cuttack branch?

The address of the branch is At Lalbazar,Ward No 4 Po Baripada Mayurbhanj ,Mayurbhanj ,Odisha Pin 757001 located in Baripada,Mayurbhanj, Baripada,Mayurbhanj, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.