Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Milak Alinagar branch in Bareilly, Nawabganj, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Bareilly or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0003267. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Milak Alinagar, Bareilly

Here are the main details that are associated with the IFSC Code UCBA0003267 of Uco Bank for its branch located in Bareilly, within the district of Nawabganj in the state of Uttar Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0003267
Branch Milak Alinagar
City Bareilly
District Nawabganj
State Uttar Pradesh
Address Vill Shahpur Inayatulla Post Office Bhojipura Distt Bareilly ,Bareilly ,Uttar Pradesh Pin 243202

These details help users in online banking and for businesses and individuals who use Uco Bank in Bareilly for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003267 for the Milak Alinagar branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0003267 is given to every bank branch, including Uco Bank located in Milak Alinagar, Bareilly, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Bareilly.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bareilly and Nawabganj.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Milak Alinagar doesn't end up at another location.

Format of the IFSC Code UCBA0003267

The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Milak Alinagar in Bareilly.

For example, the IFSC Code UCBA0003267 of Uco Bank for the Milak Alinagar branch includes these elements, identifying the bank and the branch location in Bareilly and Uttar Pradesh correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0003267 of Uco Bank for its Milak Alinagar branch located in Bareilly, the following methods can help:

Cheque Book

The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Bareilly and Nawabganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and find the branch locator section. Search for Milak Alinagar or Bareilly to get the exact IFSC Code UCBA0003267.

Mobile Banking App

If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Bareilly that will provide accurate information.

How to Use IFSC Code UCBA0003267 for Online Transfers?

Once you have the IFSC Code UCBA0003267 for the Milak Alinagar branch of Uco Bank in Bareilly, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0003267. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0003267.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Milak Alinagar in Bareilly, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Milak Alinagar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bareilly manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Milak Alinagar, Bareilly?

The IFSC Code is UCBA0003267.

Is the IFSC Code UCBA0003267 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Milak Alinagar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Milak Alinagar branch?

The address of the branch is Vill Shahpur Inayatulla Post Office Bhojipura Distt Bareilly ,Bareilly ,Uttar Pradesh Pin 243202 located in Bareilly, Nawabganj, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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