The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Parulia branch in Barddhaman, Parulia, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Barddhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UCBA0002210. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Parulia, Barddhaman
The table below shows the main details of the IFSC Code UCBA0002210 for the Uco Bank branch in Barddhaman, which falls under the Parulia district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002210 |
| Branch | Parulia |
| City | Barddhaman |
| District | Parulia |
| State | West Bengal |
| Address | Hazrapur, P.O. Haz Parulia, Dist. Birbhum ,Birbhum ,West Bengal Pin 731126 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Barddhaman for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002210 for the Parulia branch of Uco Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Parulia, Barddhaman, West Bengal, are allotted a unique IFSC like UCBA0002210 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Barddhaman.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Barddhaman and Parulia.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Parulia reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code UCBA0002210
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Parulia in Barddhaman.
For example, the IFSC Code UCBA0002210 of Uco Bank for the Parulia branch includes these elements, identifying the bank and the branch location in Barddhaman and West Bengal accurately.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0002210 of Uco Bank for its Parulia branch located in Barddhaman, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Barddhaman and Parulia, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Parulia or Barddhaman to get the exact IFSC Code UCBA0002210.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Barddhaman, then it will provide you proper information.
How to Use IFSC Code UCBA0002210 for Online Transfers?
If you have the IFSC Code UCBA0002210 for the Parulia branch of Uco Bank in Barddhaman, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0002210. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0002210.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Parulia in Barddhaman, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Parulia, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Barddhaman manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Parulia Barddhaman branch is UCBA0002210.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Hazrapur, P.O. Haz Parulia, Dist. Birbhum ,Birbhum ,West Bengal Pin 731126.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.