The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Manteswar branch in Barddhaman, Manteswar, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Barddhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UCBA0001012. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Manteswar, Barddhaman

Here are the key points that are associated with the IFSC Code UCBA0001012 of Uco Bank for its branch located in Barddhaman, within the district of Manteswar in the state of West Bengal.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001012
Branch Manteswar
City Barddhaman
District Manteswar
State West Bengal
Address Uco Bankmanteswar 713145

These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Barddhaman for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001012 for the Manteswar branch of Uco Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Manteswar, Barddhaman, West Bengal, is provided a unique IFSC like UCBA0001012 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Uco Bank branch in Barddhaman.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Barddhaman and Manteswar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Manteswar do not get misguided to another person.

Format of the IFSC Code UCBA0001012

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Manteswar in Barddhaman.

For example, the IFSC Code UCBA0001012 of Uco Bank for the Manteswar branch includes these elements, identifying the bank and the branch location in Barddhaman and West Bengal accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0001012 of Uco Bank for its Manteswar branch located in Barddhaman, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Barddhaman and Manteswar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Manteswar or Barddhaman to get the exact IFSC Code UCBA0001012.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Barddhaman, you'll get the correct details.

How to Use IFSC Code UCBA0001012 for Online Transfers?

If you have the IFSC Code UCBA0001012 for the Manteswar branch of Uco Bank in Barddhaman, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0001012. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0001012.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Manteswar in Barddhaman, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Manteswar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Barddhaman manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank Manteswar Barddhaman?

The IFSC Code of the Manteswar Barddhaman branch is UCBA0001012.

Is IFSC Code UCBA0001012 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uco Bank Manteswar branch?

The branch is located at Uco Bankmanteswar 713145.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.