For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Kamarpara branch in Barddhaman, Kamarpara, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Barddhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UCBA0001674. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Kamarpara, Barddhaman
Below in the table are the key details related to IFSC Code UCBA0001674 of Uco Bank for its branch located in Barddhaman, within the district of Kamarpara in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001674 |
| Branch | Kamarpara |
| City | Barddhaman |
| District | Kamarpara |
| State | West Bengal |
| Address | Vil Kamarpara,P.O Brindabanpur,Dist Hooghly ,Hugli ,West Bengal Pin 712146 |
These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Barddhaman for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001674 for the Kamarpara branch of Uco Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Kamarpara, Barddhaman, West Bengal, is provided a unique IFSC like UCBA0001674 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Barddhaman.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Barddhaman and Kamarpara.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Kamarpara do not get misguided to another person.
Format of the IFSC Code UCBA0001674
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kamarpara in Barddhaman.
For example, the IFSC Code UCBA0001674 of Uco Bank for the Kamarpara branch includes these elements, identifying the bank and the branch location in Barddhaman and West Bengal accurately.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0001674 of Uco Bank for its Kamarpara branch located in Barddhaman, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Barddhaman and Kamarpara, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Kamarpara or Barddhaman to get the exact IFSC Code UCBA0001674.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Barddhaman, then it will provide you proper information.
How to Use IFSC Code UCBA0001674 for Online Transfers?
If you have the IFSC Code UCBA0001674 for the Kamarpara branch of Uco Bank in Barddhaman, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001674. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0001674.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Kamarpara in Barddhaman, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Kamarpara, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Barddhaman manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001674.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Vil Kamarpara,P.O Brindabanpur,Dist Hooghly ,Hugli ,West Bengal Pin 712146 located in Barddhaman, Kamarpara, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.