Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Subeha branch in Bara Banki, Subeha, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Bara Banki or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0003162. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Subeha, Bara Banki
Below in the table are the key details related to IFSC Code UCBA0003162 of Uco Bank for its branch located in Bara Banki, within the district of Subeha in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0003162 |
| Branch | Subeha |
| City | Bara Banki |
| District | Subeha |
| State | Uttar Pradesh |
| Address | Uco Bank Subeha Nagar Panchayat Subeha Tehsil Haidergarh Dist Barabanki ,Bara Banki ,Uttar Pradesh Pin 225125 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Bara Banki for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003162 for the Subeha branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0003162 is given to every bank branch, including Uco Bank located in Subeha, Bara Banki, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Bara Banki.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bara Banki and Subeha.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Subeha doesn't end up at another location.
Format of the IFSC Code UCBA0003162
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Subeha in Bara Banki.
For example, the IFSC Code UCBA0003162 of Uco Bank for the Subeha branch has these elements, identifying the bank and the branch location in Bara Banki and Uttar Pradesh correctly.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0003162 of Uco Bank for its Subeha branch located in Bara Banki, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Bara Banki and Subeha, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Subeha or Bara Banki to find the exact IFSC Code UCBA0003162.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Bara Banki will provide accurate information.
How to Use IFSC Code UCBA0003162 for Online Transfers?
If you have the IFSC Code UCBA0003162 for the Subeha branch of Uco Bank in Bara Banki, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0003162. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0003162.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Subeha in Bara Banki, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Subeha, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bara Banki to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0003162.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Uco Bank Subeha Nagar Panchayat Subeha Tehsil Haidergarh Dist Barabanki ,Bara Banki ,Uttar Pradesh Pin 225125 located in Bara Banki, Subeha, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.