There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Maulabad branch in Bara Banki, Safdarganj, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Uco Bank situated in Bara Banki or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UCBA0003087. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Maulabad, Bara Banki

Here are the main details that are associated with the IFSC Code UCBA0003087 of Uco Bank for its branch located in Bara Banki, within the district of Safdarganj in the state of Uttar Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0003087
Branch Maulabad
City Bara Banki
District Safdarganj
State Uttar Pradesh
Address Vill And Po Maulabad Barabanki ,Bara Banki ,Uttar Pradesh Pin 225206

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Bara Banki for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0003087 for the Maulabad branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Maulabad, Bara Banki, Uttar Pradesh, is provided with a unique IFSC like UCBA0003087 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Bara Banki.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bara Banki and Safdarganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Maulabad do not get mixed with another location.

Format of the IFSC Code UCBA0003087

The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Maulabad in Bara Banki.

For example, the IFSC Code UCBA0003087 of Uco Bank for the Maulabad branch includes these elements, identifying the bank and the branch location in Bara Banki and Uttar Pradesh correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0003087 of Uco Bank for its Maulabad branch located in Bara Banki, the following methods can help:

Cheque Book

The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Bara Banki and Safdarganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and find the branch locator section. Search for Maulabad or Bara Banki to get the exact IFSC Code UCBA0003087.

Mobile Banking App

If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Bara Banki that will provide accurate information.

How to Use IFSC Code UCBA0003087 for Online Transfers?

Once you have the IFSC Code UCBA0003087 for the Maulabad branch of Uco Bank in Bara Banki, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0003087. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0003087.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Maulabad in Bara Banki, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Maulabad, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bara Banki to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Maulabad, Bara Banki?

The IFSC Code is UCBA0003087.

Is the IFSC Code UCBA0003087 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Maulabad?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Maulabad branch?

The address of the branch is Vill And Po Maulabad Barabanki ,Bara Banki ,Uttar Pradesh Pin 225206 located in Bara Banki, Safdarganj, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.