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IFSC Code of Uco Bank, Bannerghatta Rd - B'Lore, Bangalore, Karnataka — UCBA0001984

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Bannerghatta Rd - B'Lore branch in Bangalore, Bangalore, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Bangalore or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UCBA0001984. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Bannerghatta Rd - B'Lore, Bangalore

Here are the main details that are associated with the IFSC Code UCBA0001984 of Uco Bank for its branch located in Bangalore, within the district of Bangalore in the state of Karnataka.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001984
Branch Bannerghatta Rd - B'Lore
City Bangalore
District Bangalore
State Karnataka
Address No.44,4Th Cross,4Th Main Dollars Colony ,Bengaluru Urban ,Karnataka Pin 560029

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Bangalore for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0001984 for the Bannerghatta Rd - B'Lore branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Bannerghatta Rd - B'Lore, Bangalore, Karnataka, are given a unique IFSC like UCBA0001984 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bangalore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bangalore and Bangalore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Uco Bank in Bannerghatta Rd - B'Lore goes to the correct branch. This is important because Uco Bank has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UCBA0001984

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bannerghatta Rd - B'Lore in Bangalore.

For example, the IFSC Code UCBA0001984 of Uco Bank for the Bannerghatta Rd - B'Lore branch includes these elements, identifying the bank and the branch location in Bangalore and Karnataka accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0001984 of Uco Bank for its Bannerghatta Rd - B'Lore branch located in Bangalore, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Bangalore and Bangalore, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Bannerghatta Rd - B'Lore or Bangalore to get the exact IFSC Code UCBA0001984.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Bangalore, you'll get the correct details.

How to Use IFSC Code UCBA0001984 for Online Transfers?

Once you have the IFSC Code UCBA0001984 for the Bannerghatta Rd - B'Lore branch of Uco Bank in Bangalore, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0001984. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0001984.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Bannerghatta Rd - B'Lore in Bangalore, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Bannerghatta Rd - B'Lore, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bangalore to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Bannerghatta Rd - B'Lore, Bangalore?

The IFSC Code is UCBA0001984.

Is the IFSC Code UCBA0001984 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Bannerghatta Rd - B'Lore?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bannerghatta Rd - B'Lore branch?

The address of the branch is No.44,4Th Cross,4Th Main Dollars Colony ,Bengaluru Urban ,Karnataka Pin 560029 located in Bangalore, Bangalore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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