There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Sugo branch in Baleshwar, Sugo, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Uco Bank situated in Baleshwar or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code UCBA0001764. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Sugo, Baleshwar

Below in the table are the key details related to IFSC Code UCBA0001764 of Uco Bank for its branch located in Baleshwar, within the district of Sugo in the state of Odisha.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001764
Branch Sugo
City Baleshwar
District Sugo
State Odisha
Address At Po Sugo Via Dhansumulia Jaleswar Dist Balasore ,Baleshwar ,Odisha Pin 756084

These details help users in online banking and for businesses and individuals who use Uco Bank in Baleshwar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001764 for the Sugo branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Sugo, Baleshwar, Odisha, are allotted a unique IFSC like UCBA0001764 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Baleshwar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Baleshwar and Sugo.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Sugo reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code UCBA0001764

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sugo in Baleshwar.

For example, the IFSC Code UCBA0001764 of Uco Bank for the Sugo branch includes these elements, identifying the bank and the branch location in Baleshwar and Odisha accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0001764 of Uco Bank for its Sugo branch located in Baleshwar, the following methods can help:

Cheque Book

The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Baleshwar and Sugo, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and find the branch locator section. Search for Sugo or Baleshwar to get the exact IFSC Code UCBA0001764.

Mobile Banking App

If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Baleshwar that will provide accurate information.

How to Use IFSC Code UCBA0001764 for Online Transfers?

If you have the IFSC Code UCBA0001764 for the Sugo branch of Uco Bank in Baleshwar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0001764. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0001764.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Sugo in Baleshwar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Sugo, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Baleshwar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank Sugo Baleshwar?

The IFSC Code of the Sugo Baleshwar branch is UCBA0001764.

Is IFSC Code UCBA0001764 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uco Bank Sugo branch?

The branch is located at At Po Sugo Via Dhansumulia Jaleswar Dist Balasore ,Baleshwar ,Odisha Pin 756084.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.