The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Sergarh branch in Baleshwar, Sergarh, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Baleshwar or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0001776. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Sergarh, Baleshwar

Here are the key points that are associated with the IFSC Code UCBA0001776 of Uco Bank for its branch located in Baleshwar, within the district of Sergarh in the state of Odisha.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001776
Branch Sergarh
City Baleshwar
District Sergarh
State Odisha
Address At Po Sergerh, Distt Balasore ,Baleshwar ,Odisha Pin 756060

These details help users in online banking and for businesses and individuals who use Uco Bank in Baleshwar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001776 for the Sergarh branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Sergarh, Baleshwar, Odisha, are allotted a unique IFSC like UCBA0001776 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Baleshwar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Baleshwar and Sergarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Sergarh reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code UCBA0001776

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sergarh in Baleshwar.

For example, the IFSC Code UCBA0001776 of Uco Bank for the Sergarh branch includes these elements, identifying the bank and the branch location in Baleshwar and Odisha accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0001776 of Uco Bank for its Sergarh branch located in Baleshwar, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Baleshwar and Sergarh, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Sergarh or Baleshwar to get the exact IFSC Code UCBA0001776.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Baleshwar, you'll get the correct details.

How to Use IFSC Code UCBA0001776 for Online Transfers?

Once you have the IFSC Code UCBA0001776 for the Sergarh branch of Uco Bank in Baleshwar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0001776. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001776.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Sergarh in Baleshwar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Sergarh, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Baleshwar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Sergarh, Baleshwar?

The IFSC Code is UCBA0001776.

Is the IFSC Code UCBA0001776 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Sergarh?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sergarh branch?

The address of the branch is At Po Sergerh, Distt Balasore ,Baleshwar ,Odisha Pin 756060 located in Baleshwar, Sergarh, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.