The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Langaleswar branch in Baleshwar, Langaleswar, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Baleshwar or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0001197. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Langaleswar, Baleshwar

Here are some of the key details that come with the IFSC Code UCBA0001197 of Uco Bank for its branch located in Baleshwar, within the district of Langaleswar in the state of Odisha.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001197
Branch Langaleswar
City Baleshwar
District Langaleswar
State Odisha
Address Vill And P.O.Langaleswar ,Baleshwar ,Odisha Pin 756024

These details helps users in online banking and for businesses and individuals who use Uco Bank in Baleshwar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001197 for the Langaleswar branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Langaleswar, Baleshwar, Odisha, are given a unique IFSC like UCBA0001197 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Baleshwar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Baleshwar and Langaleswar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Uco Bank in Langaleswar goes to the correct branch. This is important because Uco Bank has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UCBA0001197

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Langaleswar in Baleshwar.

For example, the IFSC Code UCBA0001197 of Uco Bank for the Langaleswar branch includes these elements, identifying the bank and the branch location in Baleshwar and Odisha accurately.

How to Find IFSC Code for Uco Bank?

To find the IFSC Code UCBA0001197 of Uco Bank for its Langaleswar branch located in Baleshwar, the following methods can help you out:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Baleshwar and Langaleswar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and go to the branch locator section. Then search for Langaleswar or Baleshwar to find the exact IFSC Code UCBA0001197.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Baleshwar will provide accurate information.

How to Use IFSC Code UCBA0001197 for Online Transfers?

Once you have the IFSC Code UCBA0001197 for the Langaleswar branch of Uco Bank in Baleshwar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0001197. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0001197.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Langaleswar in Baleshwar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Langaleswar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Baleshwar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank Langaleswar Baleshwar?

The IFSC Code of the Langaleswar Baleshwar branch is UCBA0001197.

Is IFSC Code UCBA0001197 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uco Bank Langaleswar branch?

The branch is located at Vill And P.O.Langaleswar ,Baleshwar ,Odisha Pin 756024.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.