Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Jamkunda branch in Baleshwar, Baliapal, Odisha, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Baleshwar or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0002598. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Jamkunda, Baleshwar

Here are the key points that are associated with the IFSC Code UCBA0002598 of Uco Bank for its branch located in Baleshwar, within the district of Baliapal in the state of Odisha.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002598
Branch Jamkunda
City Baleshwar
District Baliapal
State Odisha
Address At Po Jamkunda Via Baliapal Dist Balasore ,Baleshwar ,Odisha Pin 756026

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Baleshwar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002598 for the Jamkunda branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0002598 is given to every bank branch, including Uco Bank located in Jamkunda, Baleshwar, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Baleshwar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Baleshwar and Baliapal.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Jamkunda doesn't end up at another location.

Format of the IFSC Code UCBA0002598

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jamkunda in Baleshwar.

For example, the IFSC Code UCBA0002598 of Uco Bank for the Jamkunda branch includes these elements, identifying the bank and the branch location in Baleshwar and Odisha accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002598 of Uco Bank for its Jamkunda branch located in Baleshwar, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Baleshwar and Baliapal, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Jamkunda or Baleshwar to get the exact IFSC Code UCBA0002598.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Baleshwar, you'll get the correct details.

How to Use IFSC Code UCBA0002598 for Online Transfers?

If you have the IFSC Code UCBA0002598 for the Jamkunda branch of Uco Bank in Baleshwar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002598. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0002598.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Jamkunda in Baleshwar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Jamkunda, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Baleshwar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Jamkunda, Baleshwar?

The IFSC Code is UCBA0002598.

Is the IFSC Code UCBA0002598 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Jamkunda?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jamkunda branch?

The address of the branch is At Po Jamkunda Via Baliapal Dist Balasore ,Baleshwar ,Odisha Pin 756026 located in Baleshwar, Baliapal, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.