Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Chowki branch in Baleshwar, Chowki, Odisha, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Baleshwar or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0001736. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Chowki, Baleshwar

Here are the key points that are associated with the IFSC Code UCBA0001736 of Uco Bank for its branch located in Baleshwar, within the district of Chowki in the state of Odisha.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001736
Branch Chowki
City Baleshwar
District Chowki
State Odisha
Address At Chowki P.O Kumbharmuli Dt Balasore ,Baleshwar ,Odisha Pin 756036

These details help users in online banking and for businesses and individuals who use Uco Bank in Baleshwar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001736 for the Chowki branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Chowki, Baleshwar, Odisha, is provided a unique IFSC like UCBA0001736 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Uco Bank branch in Baleshwar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Baleshwar and Chowki.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Chowki do not get misguided to another person.

Format of the IFSC Code UCBA0001736

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chowki in Baleshwar.

For example, the IFSC Code UCBA0001736 of Uco Bank for the Chowki branch includes these elements, identifying the bank and the branch location in Baleshwar and Odisha accurately.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0001736 of Uco Bank for its Chowki branch located in Baleshwar, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Baleshwar and Chowki, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Chowki or Baleshwar to get the exact IFSC Code UCBA0001736.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Baleshwar, then it will provide you proper information.

How to Use IFSC Code UCBA0001736 for Online Transfers?

If you have the IFSC Code UCBA0001736 for the Chowki branch of Uco Bank in Baleshwar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0001736. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0001736.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Chowki in Baleshwar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Chowki, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Baleshwar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Chowki, Baleshwar?

The IFSC Code is UCBA0001736.

Is the IFSC Code UCBA0001736 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Chowki?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chowki branch?

The address of the branch is At Chowki P.O Kumbharmuli Dt Balasore ,Baleshwar ,Odisha Pin 756036 located in Baleshwar, Chowki, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.