Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Simlabari branch in Baksha, Simlabari, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Uco Bank located in Baksha or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0003488. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Simlabari, Baksha
Here are the main details that are associated with the IFSC Code UCBA0003488 of Uco Bank for its branch located in Baksha, within the district of Simlabari in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0003488 |
| Branch | Simlabari |
| City | Baksha |
| District | Simlabari |
| State | Assam |
| Address | Uco Bank,Simlabari Branch,No 1,Madhyamagram,Baksha Bss Ltd,Po-Nayabasti,Pin-781344 |
These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Baksha for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003488 for the Simlabari branch of Uco Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Simlabari, Baksha, Assam, is provided a unique IFSC like UCBA0003488 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Baksha.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Baksha and Simlabari.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Simlabari do not get misguided to another person.
Format of the IFSC Code UCBA0003488
The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Simlabari in Baksha.
For example, the IFSC Code UCBA0003488 of Uco Bank for the Simlabari branch includes these elements, identifying the bank and the branch location in Baksha and Assam correctly.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0003488 of Uco Bank for its Simlabari branch located in Baksha, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Baksha and Simlabari, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Simlabari or Baksha to find the exact IFSC Code UCBA0003488.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Baksha will provide accurate information.
How to Use IFSC Code UCBA0003488 for Online Transfers?
Once you have the IFSC Code UCBA0003488 for the Simlabari branch of Uco Bank in Baksha, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0003488. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0003488.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Simlabari in Baksha, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Simlabari, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Baksha manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Simlabari Baksha branch is UCBA0003488.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Uco Bank,Simlabari Branch,No 1,Madhyamagram,Baksha Bss Ltd,Po-Nayabasti,Pin-781344.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
