For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Manikpur branch in Araria, Manikpur, Bihar, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Araria or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UCBA0001661. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Manikpur, Araria
Below in the table are the key details related to IFSC Code UCBA0001661 of Uco Bank for its branch located in Araria, within the district of Manikpur in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001661 |
| Branch | Manikpur |
| City | Araria |
| District | Manikpur |
| State | Bihar |
| Address | Uco Bank Manikpur Po R.T.Mohan. Dt Araria ,Araria ,Bihar Pin 854311 |
These details help users in online banking and for businesses and individuals who use Uco Bank in Araria for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001661 for the Manikpur branch of Uco Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Manikpur, Araria, Bihar, are allotted a unique IFSC like UCBA0001661 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Araria.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Araria and Manikpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Manikpur reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code UCBA0001661
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Manikpur in Araria.
For example, the IFSC Code UCBA0001661 of Uco Bank for the Manikpur branch includes these elements, identifying the bank and the branch location in Araria and Bihar accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0001661 of Uco Bank for its Manikpur branch located in Araria, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Araria and Manikpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Manikpur or Araria to get the exact IFSC Code UCBA0001661.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Araria that will provide accurate information.
How to Use IFSC Code UCBA0001661 for Online Transfers?
Once you have the IFSC Code UCBA0001661 for the Manikpur branch of Uco Bank in Araria, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001661. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0001661.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Manikpur in Araria, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Manikpur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Araria manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Manikpur Araria branch is UCBA0001661.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Uco Bank Manikpur Po R.T.Mohan. Dt Araria ,Araria ,Bihar Pin 854311.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.