Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Alleppey branch in Alleppey, Alleppey, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Alleppey or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code UCBA0000996. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Alleppey, Alleppey

Here are some of the key details that come with the IFSC Code UCBA0000996 of Uco Bank for its branch located in Alleppey, within the district of Alleppey in the state of Kerala.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0000996
Branch Alleppey
City Alleppey
District Alleppey
State Kerala
Address Vellerathu Building,Cullen Road, Alleppey 688011

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Alleppey for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0000996 for the Alleppey branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Alleppey, Alleppey, Kerala, are allotted a unique IFSC like UCBA0000996 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Alleppey.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Alleppey and Alleppey.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Alleppey reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code UCBA0000996

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Alleppey in Alleppey.

For example, the IFSC Code UCBA0000996 of Uco Bank for the Alleppey branch includes these elements, identifying the bank and the branch location in Alleppey and Kerala accurately.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0000996 of Uco Bank for its Alleppey branch located in Alleppey, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Alleppey and Alleppey, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Alleppey or Alleppey to get the exact IFSC Code UCBA0000996.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Alleppey, then it will provide you proper information.

How to Use IFSC Code UCBA0000996 for Online Transfers?

Once you have the IFSC Code UCBA0000996 for the Alleppey branch of Uco Bank in Alleppey, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0000996. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0000996.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Alleppey in Alleppey, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Alleppey, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Alleppey manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Alleppey, Alleppey?

The IFSC Code is UCBA0000996.

Is the IFSC Code UCBA0000996 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Alleppey?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Alleppey branch?

The address of the branch is Vellerathu Building,Cullen Road, Alleppey 688011 located in Alleppey, Alleppey, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.