The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Jamnagar Shree Digjam Wollen Mills Ltd branch in Ahmedabad, Ahmedabad, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Ahmedabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UCBA0001016. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Jamnagar Shree Digjam Wollen Mills Ltd, Ahmedabad
The table below shows the main details of the IFSC Code UCBA0001016 for the Uco Bank branch in Ahmedabad, which falls under the Ahmedabad district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001016 |
| Branch | Jamnagar Shree Digjam Wollen Mills Ltd |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| Address | Digjam Jamnagarwollen Mills Ltd 361006 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Ahmedabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001016 for the Jamnagar Shree Digjam Wollen Mills Ltd branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Jamnagar Shree Digjam Wollen Mills Ltd, Ahmedabad, Gujarat, are allotted a unique IFSC like UCBA0001016 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ahmedabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ahmedabad and Ahmedabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Jamnagar Shree Digjam Wollen Mills Ltd reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code UCBA0001016
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jamnagar Shree Digjam Wollen Mills Ltd in Ahmedabad.
For example, the IFSC Code UCBA0001016 of Uco Bank for the Jamnagar Shree Digjam Wollen Mills Ltd branch includes these elements, identifying the bank and the branch location in Ahmedabad and Gujarat accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0001016 of Uco Bank for its Jamnagar Shree Digjam Wollen Mills Ltd branch located in Ahmedabad, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uco Bank branches in Ahmedabad and Ahmedabad, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Jamnagar Shree Digjam Wollen Mills Ltd or Ahmedabad to get the exact IFSC Code UCBA0001016.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Ahmedabad, you'll get the correct details.
How to Use IFSC Code UCBA0001016 for Online Transfers?
Once you have the IFSC Code UCBA0001016 for the Jamnagar Shree Digjam Wollen Mills Ltd branch of Uco Bank in Ahmedabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0001016. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001016.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Jamnagar Shree Digjam Wollen Mills Ltd in Ahmedabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Jamnagar Shree Digjam Wollen Mills Ltd, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ahmedabad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Jamnagar Shree Digjam Wollen Mills Ltd Ahmedabad branch is UCBA0001016.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Digjam Jamnagarwollen Mills Ltd 361006.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.