Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Changodar branch in Ahmadabad, Changodar, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Ahmadabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UCBA0002459. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Changodar, Ahmadabad

The table below shows the main details of the IFSC Code UCBA0002459 for the Uco Bank branch in Ahmadabad, which falls under the Changodar district in Gujarat.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002459
Branch Changodar
City Ahmadabad
District Changodar
State Gujarat
Address 1 Prabhu Estate,Changodar Cross Road, Changodar, Taluka Sanand ,Ahmedabad ,Gujarat Pin 382213

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Ahmadabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002459 for the Changodar branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0002459 is given to every bank branch, including Uco Bank located in Changodar, Ahmadabad, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Ahmadabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Ahmadabad and Changodar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Changodar doesn't end up at another location.

Format of the IFSC Code UCBA0002459

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Changodar in Ahmadabad.

For example, the IFSC Code UCBA0002459 of Uco Bank for the Changodar branch includes these elements, identifying the bank and the branch location in Ahmadabad and Gujarat accurately.

How to Find IFSC Code for Uco Bank?

To find the IFSC Code UCBA0002459 of Uco Bank for its Changodar branch located in Ahmadabad, the following methods can help you out:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Ahmadabad and Changodar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and go to the branch locator section. Then search for Changodar or Ahmadabad to find the exact IFSC Code UCBA0002459.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Ahmadabad will provide accurate information.

How to Use IFSC Code UCBA0002459 for Online Transfers?

Once you have the IFSC Code UCBA0002459 for the Changodar branch of Uco Bank in Ahmadabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0002459. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002459.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Changodar in Ahmadabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Changodar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ahmadabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Changodar, Ahmadabad?

The IFSC Code is UCBA0002459.

Is the IFSC Code UCBA0002459 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Changodar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Changodar branch?

The address of the branch is 1 Prabhu Estate,Changodar Cross Road, Changodar, Taluka Sanand ,Ahmedabad ,Gujarat Pin 382213 located in Ahmadabad, Changodar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.