Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Tjsb Sahakari Bank Ltd for its Karwar branch in Uttar Kannad, Karwar, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Tjsb Sahakari Bank Ltd located in Uttar Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code TJSB0000141. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Tjsb Sahakari Bank Ltd, Karwar, Uttar Kannad

The table below shows the main details of the IFSC Code TJSB0000141 for the Tjsb Sahakari Bank Ltd branch in Uttar Kannad, which falls under the Karwar district in Karnataka.

Particulars Details
Bank Tjsb Sahakari Bank Ltd
IFSC Code TJSB0000141
Branch Karwar
City Uttar Kannad
District Karwar
State Karnataka
Address Effie Building, H-52, 523/1, Pikle Road, Karwar, Karnataka-581301

These details are crucial, not just for online banking users but also for businesses and individuals who use Tjsb Sahakari Bank Ltd in Uttar Kannad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TJSB0000141 for the Karwar branch of Tjsb Sahakari Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Tjsb Sahakari Bank Ltd located in Karwar, Uttar Kannad, Karnataka, is provided a unique IFSC like TJSB0000141 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Tjsb Sahakari Bank Ltd branch in Uttar Kannad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Uttar Kannad and Karwar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Tjsb Sahakari Bank Ltd in Karwar do not get misguided to another person.

Format of the IFSC Code TJSB0000141

The format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Tjsb Sahakari Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Karwar in Uttar Kannad.

For example, the IFSC Code TJSB0000141 of Tjsb Sahakari Bank Ltd for the Karwar branch includes these elements, identifying the bank and the branch location in Uttar Kannad and Karnataka correctly.

How to Find IFSC Code for Tjsb Sahakari Bank Ltd?

If you are trying to find the IFSC Code TJSB0000141 of Tjsb Sahakari Bank Ltd for its Karwar branch located in Uttar Kannad, the following methods can help:

Cheque Book

The cheque book issued by Tjsb Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Tjsb Sahakari Bank Ltd branches in Uttar Kannad and Karwar, print them on the first page of your passbook.

Bank Website

Visit the official website of Tjsb Sahakari Bank Ltd and navigate to the branch locator section. Search for Karwar or Uttar Kannad to get the exact IFSC Code TJSB0000141.

Mobile Banking App

If you use Tjsb Sahakari Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Tjsb Sahakari Bank Ltd and Uttar Kannad, you'll get the correct details.

How to Use IFSC Code TJSB0000141 for Online Transfers?

If you have the IFSC Code TJSB0000141 for the Karwar branch of Tjsb Sahakari Bank Ltd in Uttar Kannad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code TJSB0000141. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000141.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Tjsb Sahakari Bank Ltd Karwar in Uttar Kannad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Tjsb Sahakari Bank Ltd in Karwar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Tjsb Sahakari Bank Ltd website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Uttar Kannad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Tjsb Sahakari Bank Ltd in Karwar, Uttar Kannad?

The IFSC Code is TJSB0000141.

Is the IFSC Code TJSB0000141 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Tjsb Sahakari Bank Ltd Karwar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Karwar branch?

The address of the branch is Effie Building, H-52, 523/1, Pikle Road, Karwar, Karnataka-581301 located in Uttar Kannad, Karwar, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.