For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Tjsb Sahakari Bank Ltd for its Shahapur branch in Thane, Shahapur, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Tjsb Sahakari Bank Ltd located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TJSB0000105. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Tjsb Sahakari Bank Ltd, Shahapur, Thane
The table below shows the main details of the IFSC Code TJSB0000105 for the Tjsb Sahakari Bank Ltd branch in Thane, which falls under the Shahapur district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Tjsb Sahakari Bank Ltd |
| IFSC Code | TJSB0000105 |
| Branch | Shahapur |
| City | Thane |
| District | Shahapur |
| State | Maharashtra |
| Address | Shop No.4 And 5,Laxmi Complex,Ganga Road,Shahapur,Dist Thane,Pin 421601 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Tjsb Sahakari Bank Ltd in Thane for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TJSB0000105 for the Shahapur branch of Tjsb Sahakari Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Tjsb Sahakari Bank Ltd located in Shahapur, Thane, Maharashtra, are allotted a unique IFSC like TJSB0000105 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Thane and Shahapur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Tjsb Sahakari Bank Ltd in Shahapur reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code TJSB0000105
The format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Tjsb Sahakari Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shahapur in Thane.
For example, the IFSC Code TJSB0000105 of Tjsb Sahakari Bank Ltd for the Shahapur branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for Tjsb Sahakari Bank Ltd?
To find the IFSC Code TJSB0000105 of Tjsb Sahakari Bank Ltd for its Shahapur branch located in Thane, the following methods can help you out:
Cheque Book
The cheque book issued by Tjsb Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Tjsb Sahakari Bank Ltd branches in Thane and Shahapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Tjsb Sahakari Bank Ltd and go to the branch locator section. Then search for Shahapur or Thane to find the exact IFSC Code TJSB0000105.
Mobile Banking App
If you use Tjsb Sahakari Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Tjsb Sahakari Bank Ltd and Thane will provide accurate information.
How to Use IFSC Code TJSB0000105 for Online Transfers?
If you have the IFSC Code TJSB0000105 for the Shahapur branch of Tjsb Sahakari Bank Ltd in Thane, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code TJSB0000105. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000105.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Tjsb Sahakari Bank Ltd Shahapur in Thane, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Tjsb Sahakari Bank Ltd in Shahapur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tjsb Sahakari Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Thane manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is TJSB0000105.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shop No.4 And 5,Laxmi Complex,Ganga Road,Shahapur,Dist Thane,Pin 421601 located in Thane, Shahapur, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.