Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Tjsb Sahakari Bank Ltd for its Khadakpada-Kalyan Branch branch in Thane, Kalyan, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Tjsb Sahakari Bank Ltd located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TJSB0000088. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Tjsb Sahakari Bank Ltd, Khadakpada-Kalyan Branch, Thane
Below in the table are the key details related to IFSC Code TJSB0000088 of Tjsb Sahakari Bank Ltd for its branch located in Thane, within the district of Kalyan in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Tjsb Sahakari Bank Ltd |
| IFSC Code | TJSB0000088 |
| Branch | Khadakpada-Kalyan Branch |
| City | Thane |
| District | Kalyan |
| State | Maharashtra |
| Address | Shop No.17 To 21,Shree Swami Prasad, Building No.33,Shelar Park,Khadakpada Chowk Kalyan(W), Pin-421301 |
These details are important not only for users using online banking but also for businesses and individuals who use Tjsb Sahakari Bank Ltd in Thane for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code TJSB0000088 for the Khadakpada-Kalyan Branch branch of Tjsb Sahakari Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Tjsb Sahakari Bank Ltd located in Khadakpada-Kalyan Branch, Thane, Maharashtra, is provided a unique IFSC like TJSB0000088 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Tjsb Sahakari Bank Ltd branch in Thane.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Thane and Kalyan.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Tjsb Sahakari Bank Ltd in Khadakpada-Kalyan Branch do not get misguided to another person.
Format of the IFSC Code TJSB0000088
The format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Tjsb Sahakari Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khadakpada-Kalyan Branch in Thane.
For example, the IFSC Code TJSB0000088 of Tjsb Sahakari Bank Ltd for the Khadakpada-Kalyan Branch branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for Tjsb Sahakari Bank Ltd?
If you are trying to find the IFSC Code TJSB0000088 of Tjsb Sahakari Bank Ltd for its Khadakpada-Kalyan Branch branch located in Thane, the following methods can help:
Cheque Book
The cheque book issued by Tjsb Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Tjsb Sahakari Bank Ltd branches in Thane and Kalyan, print them on the first page of your passbook.
Bank Website
Visit the official website of Tjsb Sahakari Bank Ltd and navigate to the branch locator section. Search for Khadakpada-Kalyan Branch or Thane to get the exact IFSC Code TJSB0000088.
Mobile Banking App
If you use Tjsb Sahakari Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Tjsb Sahakari Bank Ltd and Thane, you'll get the correct details.
How to Use IFSC Code TJSB0000088 for Online Transfers?
Once you have the IFSC Code TJSB0000088 for the Khadakpada-Kalyan Branch branch of Tjsb Sahakari Bank Ltd in Thane, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code TJSB0000088. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000088.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Tjsb Sahakari Bank Ltd Khadakpada-Kalyan Branch in Thane may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tjsb Sahakari Bank Ltd in Khadakpada-Kalyan Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tjsb Sahakari Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Khadakpada-Kalyan Branch Thane branch is TJSB0000088.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shop No.17 To 21,Shree Swami Prasad, Building No.33,Shelar Park,Khadakpada Chowk Kalyan(W), Pin-421301.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.