Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Tjsb Sahakari Bank Ltd for its Morbi branch in Rajkot, Morbi, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Tjsb Sahakari Bank Ltd located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code TJSB0000136. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Tjsb Sahakari Bank Ltd, Morbi, Rajkot

Here are some of the key details that come with the IFSC Code TJSB0000136 of Tjsb Sahakari Bank Ltd for its branch located in Rajkot, within the district of Morbi in the state of Gujarat.

Particulars Details
Bank Tjsb Sahakari Bank Ltd
IFSC Code TJSB0000136
Branch Morbi
City Rajkot
District Morbi
State Gujarat
Address Ground Floor, Imperial Plaza, Sarala Road, Opp. Sardar Baug, Morbi, Gujarat-363641

These details are essential not only for online banking users but also for businesses and individuals who use Tjsb Sahakari Bank Ltd in Rajkot for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TJSB0000136 for the Morbi branch of Tjsb Sahakari Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Tjsb Sahakari Bank Ltd located in Morbi, Rajkot, Gujarat, are allotted a unique IFSC like TJSB0000136 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rajkot.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Rajkot and Morbi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Tjsb Sahakari Bank Ltd in Morbi reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code TJSB0000136

This is the format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Tjsb Sahakari Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Morbi in Rajkot.

For example, the IFSC Code TJSB0000136 of Tjsb Sahakari Bank Ltd for the Morbi branch includes these elements, identifying the bank and the branch location in Rajkot and Gujarat accurately.

How to Find IFSC Code for Tjsb Sahakari Bank Ltd?

To find the IFSC Code TJSB0000136 of Tjsb Sahakari Bank Ltd for its Morbi branch located in Rajkot, the following methods can help you out:

Cheque Book

The cheque book issued by Tjsb Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Tjsb Sahakari Bank Ltd branches in Rajkot and Morbi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Tjsb Sahakari Bank Ltd and go to the branch locator section. Then search for Morbi or Rajkot to find the exact IFSC Code TJSB0000136.

Mobile Banking App

If you use Tjsb Sahakari Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Tjsb Sahakari Bank Ltd and Rajkot will provide accurate information.

How to Use IFSC Code TJSB0000136 for Online Transfers?

Once you have the IFSC Code TJSB0000136 for the Morbi branch of Tjsb Sahakari Bank Ltd in Rajkot, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code TJSB0000136. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000136.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Tjsb Sahakari Bank Ltd Morbi in Rajkot, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tjsb Sahakari Bank Ltd in Morbi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Tjsb Sahakari Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Rajkot manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Tjsb Sahakari Bank Ltd in Morbi, Rajkot?

The IFSC Code is TJSB0000136.

Is the IFSC Code TJSB0000136 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Tjsb Sahakari Bank Ltd Morbi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Morbi branch?

The address of the branch is Ground Floor, Imperial Plaza, Sarala Road, Opp. Sardar Baug, Morbi, Gujarat-363641 located in Rajkot, Morbi, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.