For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Tjsb Sahakari Bank Ltd for its Pen Branch branch in Raigad, Pen, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Tjsb Sahakari Bank Ltd located in Raigad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TJSB0000095. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Tjsb Sahakari Bank Ltd, Pen Branch, Raigad

Here are the key points that are associated with the IFSC Code TJSB0000095 of Tjsb Sahakari Bank Ltd for its branch located in Raigad, within the district of Pen in the state of Maharashtra.

Particulars Details
Bank Tjsb Sahakari Bank Ltd
IFSC Code TJSB0000095
Branch Pen Branch
City Raigad
District Pen
State Maharashtra
Address Shashinil, Opp. St Stand, Ground Floor, Near Urdu Shala, Chinchpada, Pen - 402107

These details are crucial, not just for online banking users but also for businesses and individuals who use Tjsb Sahakari Bank Ltd in Raigad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TJSB0000095 for the Pen Branch branch of Tjsb Sahakari Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Tjsb Sahakari Bank Ltd located in Pen Branch, Raigad, Maharashtra, is provided a unique IFSC like TJSB0000095 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Tjsb Sahakari Bank Ltd branch in Raigad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Raigad and Pen.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Tjsb Sahakari Bank Ltd in Pen Branch do not get misguided to another person.

Format of the IFSC Code TJSB0000095

The format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Tjsb Sahakari Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pen Branch in Raigad.

For example, the IFSC Code TJSB0000095 of Tjsb Sahakari Bank Ltd for the Pen Branch branch includes these elements, identifying the bank and the branch location in Raigad and Maharashtra accurately.

How to Find IFSC Code for Tjsb Sahakari Bank Ltd?

To find the IFSC Code TJSB0000095 of Tjsb Sahakari Bank Ltd for its Pen Branch branch located in Raigad, the following methods can help you out:

Cheque Book

The cheque book issued by Tjsb Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Tjsb Sahakari Bank Ltd branches in Raigad and Pen, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Tjsb Sahakari Bank Ltd and go to the branch locator section. Then search for Pen Branch or Raigad to find the exact IFSC Code TJSB0000095.

Mobile Banking App

If you use Tjsb Sahakari Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Tjsb Sahakari Bank Ltd and Raigad will provide accurate information.

How to Use IFSC Code TJSB0000095 for Online Transfers?

Once you have the IFSC Code TJSB0000095 for the Pen Branch branch of Tjsb Sahakari Bank Ltd in Raigad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code TJSB0000095. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000095.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Tjsb Sahakari Bank Ltd Pen Branch in Raigad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tjsb Sahakari Bank Ltd in Pen Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Tjsb Sahakari Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Raigad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Tjsb Sahakari Bank Ltd in Pen Branch, Raigad?

The IFSC Code is TJSB0000095.

Is the IFSC Code TJSB0000095 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Tjsb Sahakari Bank Ltd Pen Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Pen Branch branch?

The address of the branch is Shashinil, Opp. St Stand, Ground Floor, Near Urdu Shala, Chinchpada, Pen - 402107 located in Raigad, Pen, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.