Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Tjsb Sahakari Bank Ltd for its Sinhgad Road Branch branch in Pune, Hingne Khurd, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Tjsb Sahakari Bank Ltd located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TJSB0000081. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Tjsb Sahakari Bank Ltd, Sinhgad Road Branch, Pune
Here are some of the key details that come with the IFSC Code TJSB0000081 of Tjsb Sahakari Bank Ltd for its branch located in Pune, within the district of Hingne Khurd in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Tjsb Sahakari Bank Ltd |
| IFSC Code | TJSB0000081 |
| Branch | Sinhgad Road Branch |
| City | Pune |
| District | Hingne Khurd |
| State | Maharashtra |
| Address | Plot No.17A, Shri Sadguru Gruh Rachana Maryadit, Survey No.16/5/1, Sinhgad Road, Hingane Khurd, Pune-411051 |
These details helps users in online banking and for businesses and individuals who use Tjsb Sahakari Bank Ltd in Pune for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TJSB0000081 for the Sinhgad Road Branch branch of Tjsb Sahakari Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Tjsb Sahakari Bank Ltd located in Sinhgad Road Branch, Pune, Maharashtra, are given a unique IFSC like TJSB0000081 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pune.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Pune and Hingne Khurd.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Tjsb Sahakari Bank Ltd in Sinhgad Road Branch goes to the correct branch. This is important because Tjsb Sahakari Bank Ltd has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code TJSB0000081
The format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Tjsb Sahakari Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sinhgad Road Branch in Pune.
For example, the IFSC Code TJSB0000081 of Tjsb Sahakari Bank Ltd for the Sinhgad Road Branch branch has these elements, identifying the bank and the branch location in Pune and Maharashtra correctly.
How to Find IFSC Code for Tjsb Sahakari Bank Ltd?
If you are trying to find the IFSC Code TJSB0000081 of Tjsb Sahakari Bank Ltd for its Sinhgad Road Branch branch located in Pune, the following methods can help:
Cheque Book
The cheque book issued by Tjsb Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Tjsb Sahakari Bank Ltd branches in Pune and Hingne Khurd, print them on the first page of your passbook.
Bank Website
Visit the official website of Tjsb Sahakari Bank Ltd and navigate to the branch locator section. Search for Sinhgad Road Branch or Pune to get the exact IFSC Code TJSB0000081.
Mobile Banking App
If you use Tjsb Sahakari Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Tjsb Sahakari Bank Ltd and Pune, you'll get the correct details.
How to Use IFSC Code TJSB0000081 for Online Transfers?
Once you have the IFSC Code TJSB0000081 for the Sinhgad Road Branch branch of Tjsb Sahakari Bank Ltd in Pune, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code TJSB0000081. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000081.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Tjsb Sahakari Bank Ltd Sinhgad Road Branch in Pune, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Tjsb Sahakari Bank Ltd in Sinhgad Road Branch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Tjsb Sahakari Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pune manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is TJSB0000081.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Plot No.17A, Shri Sadguru Gruh Rachana Maryadit, Survey No.16/5/1, Sinhgad Road, Hingane Khurd, Pune-411051 located in Pune, Hingne Khurd, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.