Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Tjsb Sahakari Bank Ltd for its Porvorim Goa Branch branch in North Goa, Porvorim, or Goa, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Tjsb Sahakari Bank Ltd located in North Goa or anywhere in Goa can transfer funds instantly by using the correct IFSC Code TJSB0000176. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Tjsb Sahakari Bank Ltd, Porvorim Goa Branch, North Goa
Below in the table are the key details related to IFSC Code TJSB0000176 of Tjsb Sahakari Bank Ltd for its branch located in North Goa, within the district of Porvorim in the state of Goa.
| Particulars | Details |
|---|---|
| Bank | Tjsb Sahakari Bank Ltd |
| IFSC Code | TJSB0000176 |
| Branch | Porvorim Goa Branch |
| City | North Goa |
| District | Porvorim |
| State | Goa |
| Address | House No 686, B B Borkar Road, Salvador Do Mundo, Beside Maruti Suzuki Spare Parts, Porvorim, Goa 403521 |
These details helps users in online banking and for businesses and individuals who use Tjsb Sahakari Bank Ltd in North Goa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TJSB0000176 for the Porvorim Goa Branch branch of Tjsb Sahakari Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Tjsb Sahakari Bank Ltd located in Porvorim Goa Branch, North Goa, Goa, are given a unique IFSC like TJSB0000176 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in North Goa.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like North Goa and Porvorim.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Tjsb Sahakari Bank Ltd in Porvorim Goa Branch goes to the correct branch. This is important because Tjsb Sahakari Bank Ltd has thousands of branches in Goa and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code TJSB0000176
The format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Tjsb Sahakari Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Porvorim Goa Branch in North Goa.
For example, the IFSC Code TJSB0000176 of Tjsb Sahakari Bank Ltd for the Porvorim Goa Branch branch includes these elements, identifying the bank and the branch location in North Goa and Goa accurately.
How to Find IFSC Code for Tjsb Sahakari Bank Ltd?
If you are trying to find the IFSC Code TJSB0000176 of Tjsb Sahakari Bank Ltd for its Porvorim Goa Branch branch located in North Goa, the following methods can help:
Cheque Book
The cheque book issued by Tjsb Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Tjsb Sahakari Bank Ltd branches in North Goa and Porvorim, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Tjsb Sahakari Bank Ltd and navigate to the branch locator section. Search for Porvorim Goa Branch or North Goa to get the exact IFSC Code TJSB0000176.
Mobile Banking App
If you use Tjsb Sahakari Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Tjsb Sahakari Bank Ltd and North Goa, you'll get the correct details.
How to Use IFSC Code TJSB0000176 for Online Transfers?
Once you have the IFSC Code TJSB0000176 for the Porvorim Goa Branch branch of Tjsb Sahakari Bank Ltd in North Goa, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code TJSB0000176. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000176.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Tjsb Sahakari Bank Ltd Porvorim Goa Branch in North Goa, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Tjsb Sahakari Bank Ltd in Porvorim Goa Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tjsb Sahakari Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in North Goa manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is TJSB0000176.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is House No 686, B B Borkar Road, Salvador Do Mundo, Beside Maruti Suzuki Spare Parts, Porvorim, Goa 403521 located in North Goa, Porvorim, Goa.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.