The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Tjsb Sahakari Bank Ltd for its Ponda Branch branch in North Goa, Ponda, Goa, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Tjsb Sahakari Bank Ltd located in North Goa or anywhere in Goa can transfer funds instantly by using the correct IFSC Code TJSB0000092. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Tjsb Sahakari Bank Ltd, Ponda Branch, North Goa
Here are some of the key details that come with the IFSC Code TJSB0000092 of Tjsb Sahakari Bank Ltd for its branch located in North Goa, within the district of Ponda in the state of Goa.
| Particulars | Details |
|---|---|
| Bank | Tjsb Sahakari Bank Ltd |
| IFSC Code | TJSB0000092 |
| Branch | Ponda Branch |
| City | North Goa |
| District | Ponda |
| State | Goa |
| Address | Shop. No.29,30,31,32,33,34 & 35 , Raj Krishna Tower, Shanti Nagar, Ponda , Goa-403401. |
These details help users in online banking and for businesses and individuals who use Tjsb Sahakari Bank Ltd in North Goa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TJSB0000092 for the Ponda Branch branch of Tjsb Sahakari Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Tjsb Sahakari Bank Ltd located in Ponda Branch, North Goa, Goa, are given a unique IFSC like TJSB0000092 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in North Goa.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like North Goa and Ponda.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Tjsb Sahakari Bank Ltd in Ponda Branch goes to the correct branch. This is important because Tjsb Sahakari Bank Ltd has thousands of branches in Goa and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code TJSB0000092
This is the format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Tjsb Sahakari Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ponda Branch in North Goa.
For example, the IFSC Code TJSB0000092 of Tjsb Sahakari Bank Ltd for the Ponda Branch branch includes these elements, identifying the bank and the branch location in North Goa and Goa accurately.
How to Find IFSC Code for Tjsb Sahakari Bank Ltd?
If you are looking for the IFSC Code TJSB0000092 of Tjsb Sahakari Bank Ltd for its Ponda Branch branch located in North Goa, the following methods can help:
Cheque Book
The cheque book that is issued by Tjsb Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Tjsb Sahakari Bank Ltd branches in North Goa and Ponda, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Tjsb Sahakari Bank Ltd and look for the branch locator section, then search for Ponda Branch or North Goa to get the exact IFSC Code TJSB0000092.
Mobile Banking App
If you use Tjsb Sahakari Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Tjsb Sahakari Bank Ltd and North Goa, then it will provide you proper information.
How to Use IFSC Code TJSB0000092 for Online Transfers?
If you have the IFSC Code TJSB0000092 for the Ponda Branch branch of Tjsb Sahakari Bank Ltd in North Goa, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code TJSB0000092. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000092.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Tjsb Sahakari Bank Ltd Ponda Branch in North Goa, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tjsb Sahakari Bank Ltd in Ponda Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tjsb Sahakari Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in North Goa manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is TJSB0000092.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop. No.29,30,31,32,33,34 & 35 , Raj Krishna Tower, Shanti Nagar, Ponda , Goa-403401. located in North Goa, Ponda, Goa.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.