Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Tjsb Sahakari Bank Ltd for its Ambad Branch branch in Nashik, Nashik, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Tjsb Sahakari Bank Ltd located in Nashik or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TJSB0000045. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Tjsb Sahakari Bank Ltd, Ambad Branch, Nashik
The table below shows the main details of the IFSC Code TJSB0000045 for the Tjsb Sahakari Bank Ltd branch in Nashik, which falls under the Nashik district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Tjsb Sahakari Bank Ltd |
| IFSC Code | TJSB0000045 |
| Branch | Ambad Branch |
| City | Nashik |
| District | Nashik |
| State | Maharashtra |
| Address | Keshar Plaza, Kmatwade Shivar, Ambad, Nashik-422010 |
These details are important not only for users using online banking but also for businesses and individuals who use Tjsb Sahakari Bank Ltd in Nashik for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code TJSB0000045 for the Ambad Branch branch of Tjsb Sahakari Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Tjsb Sahakari Bank Ltd located in Ambad Branch, Nashik, Maharashtra, are allotted a unique IFSC like TJSB0000045 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Nashik.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Nashik and Nashik.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Tjsb Sahakari Bank Ltd in Ambad Branch reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code TJSB0000045
The format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Tjsb Sahakari Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ambad Branch in Nashik.
For example, the IFSC Code TJSB0000045 of Tjsb Sahakari Bank Ltd for the Ambad Branch branch includes these elements, identifying the bank and the branch location in Nashik and Maharashtra correctly.
How to Find IFSC Code for Tjsb Sahakari Bank Ltd?
If you are looking for the IFSC Code TJSB0000045 of Tjsb Sahakari Bank Ltd for its Ambad Branch branch located in Nashik, the following methods can help:
Cheque Book
The cheque book that is issued by Tjsb Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Tjsb Sahakari Bank Ltd branches in Nashik and Nashik, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Tjsb Sahakari Bank Ltd and look for the branch locator section, then search for Ambad Branch or Nashik to get the exact IFSC Code TJSB0000045.
Mobile Banking App
If you use Tjsb Sahakari Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Tjsb Sahakari Bank Ltd and Nashik, then it will provide you proper information.
How to Use IFSC Code TJSB0000045 for Online Transfers?
Once you have the IFSC Code TJSB0000045 for the Ambad Branch branch of Tjsb Sahakari Bank Ltd in Nashik, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code TJSB0000045. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000045.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Tjsb Sahakari Bank Ltd Ambad Branch in Nashik may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tjsb Sahakari Bank Ltd in Ambad Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tjsb Sahakari Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Nashik manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is TJSB0000045.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Keshar Plaza, Kmatwade Shivar, Ambad, Nashik-422010 located in Nashik, Nashik, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.