The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Tjsb Sahakari Bank Ltd for its Kolhapur Branch branch in Kolhapur, Kolhapur, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Tjsb Sahakari Bank Ltd located in Kolhapur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TJSB0000080. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Tjsb Sahakari Bank Ltd, Kolhapur Branch, Kolhapur
Here are the main details that are associated with the IFSC Code TJSB0000080 of Tjsb Sahakari Bank Ltd for its branch located in Kolhapur, within the district of Kolhapur in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Tjsb Sahakari Bank Ltd |
| IFSC Code | TJSB0000080 |
| Branch | Kolhapur Branch |
| City | Kolhapur |
| District | Kolhapur |
| State | Maharashtra |
| Address | Ground Floor, Jaduban Plaza,Shahapuri, Kolhapur City, Kolhapur, Pin-416001 |
These details are important not only for users using online banking but also for businesses and individuals who use Tjsb Sahakari Bank Ltd in Kolhapur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code TJSB0000080 for the Kolhapur Branch branch of Tjsb Sahakari Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Tjsb Sahakari Bank Ltd located in Kolhapur Branch, Kolhapur, Maharashtra, is provided with a unique IFSC like TJSB0000080 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Tjsb Sahakari Bank Ltd branch in Kolhapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kolhapur and Kolhapur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Tjsb Sahakari Bank Ltd in Kolhapur Branch do not get mixed with another location.
Format of the IFSC Code TJSB0000080
The format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Tjsb Sahakari Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kolhapur Branch in Kolhapur.
For example, the IFSC Code TJSB0000080 of Tjsb Sahakari Bank Ltd for the Kolhapur Branch branch includes these elements, identifying the bank and the branch location in Kolhapur and Maharashtra correctly.
How to Find IFSC Code for Tjsb Sahakari Bank Ltd?
If you are trying to find the IFSC Code TJSB0000080 of Tjsb Sahakari Bank Ltd for its Kolhapur Branch branch located in Kolhapur, the following methods can help:
Cheque Book
The cheque book issued by Tjsb Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Tjsb Sahakari Bank Ltd branches in Kolhapur and Kolhapur, print them on the first page of your passbook.
Bank Website
Visit the official website of Tjsb Sahakari Bank Ltd and navigate to the branch locator section. Search for Kolhapur Branch or Kolhapur to get the exact IFSC Code TJSB0000080.
Mobile Banking App
If you use Tjsb Sahakari Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Tjsb Sahakari Bank Ltd and Kolhapur, you'll get the correct details.
How to Use IFSC Code TJSB0000080 for Online Transfers?
Once you have the IFSC Code TJSB0000080 for the Kolhapur Branch branch of Tjsb Sahakari Bank Ltd in Kolhapur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code TJSB0000080. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000080.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Tjsb Sahakari Bank Ltd Kolhapur Branch in Kolhapur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tjsb Sahakari Bank Ltd in Kolhapur Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tjsb Sahakari Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kolhapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is TJSB0000080.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Jaduban Plaza,Shahapuri, Kolhapur City, Kolhapur, Pin-416001 located in Kolhapur, Kolhapur, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.