Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Tjsb Sahakari Bank Ltd for its Chembur Branch branch in Greater Bombay, Mumbai, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Tjsb Sahakari Bank Ltd located in Greater Bombay or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TJSB0000048. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Tjsb Sahakari Bank Ltd, Chembur Branch, Greater Bombay
Here are some of the key details that come with the IFSC Code TJSB0000048 of Tjsb Sahakari Bank Ltd for its branch located in Greater Bombay, within the district of Mumbai in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Tjsb Sahakari Bank Ltd |
| IFSC Code | TJSB0000048 |
| Branch | Chembur Branch |
| City | Greater Bombay |
| District | Mumbai |
| State | Maharashtra |
| Address | 1, Anirudh, Building No. 27, Bharat Khand Co.Op. Housing Society, Tilak Nagar, Chembur, Mumbai-400089 |
These details helps users in online banking and for businesses and individuals who use Tjsb Sahakari Bank Ltd in Greater Bombay for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TJSB0000048 for the Chembur Branch branch of Tjsb Sahakari Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Tjsb Sahakari Bank Ltd located in Chembur Branch, Greater Bombay, Maharashtra, is provided with a unique IFSC like TJSB0000048 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Tjsb Sahakari Bank Ltd branch in Greater Bombay.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Greater Bombay and Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Tjsb Sahakari Bank Ltd in Chembur Branch do not get mixed with another location.
Format of the IFSC Code TJSB0000048
The format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Tjsb Sahakari Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chembur Branch in Greater Bombay.
For example, the IFSC Code TJSB0000048 of Tjsb Sahakari Bank Ltd for the Chembur Branch branch includes these elements, identifying the bank and the branch location in Greater Bombay and Maharashtra accurately.
How to Find IFSC Code for Tjsb Sahakari Bank Ltd?
To find the IFSC Code TJSB0000048 of Tjsb Sahakari Bank Ltd for its Chembur Branch branch located in Greater Bombay, the following methods can help you out:
Cheque Book
The cheque book issued by Tjsb Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Tjsb Sahakari Bank Ltd branches in Greater Bombay and Mumbai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Tjsb Sahakari Bank Ltd and go to the branch locator section. Then search for Chembur Branch or Greater Bombay to find the exact IFSC Code TJSB0000048.
Mobile Banking App
If you use Tjsb Sahakari Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Tjsb Sahakari Bank Ltd and Greater Bombay will provide accurate information.
How to Use IFSC Code TJSB0000048 for Online Transfers?
Once you have the IFSC Code TJSB0000048 for the Chembur Branch branch of Tjsb Sahakari Bank Ltd in Greater Bombay, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code TJSB0000048. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000048.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Tjsb Sahakari Bank Ltd Chembur Branch in Greater Bombay, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Tjsb Sahakari Bank Ltd in Chembur Branch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Tjsb Sahakari Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Greater Bombay manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is TJSB0000048.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 1, Anirudh, Building No. 27, Bharat Khand Co.Op. Housing Society, Tilak Nagar, Chembur, Mumbai-400089 located in Greater Bombay, Mumbai, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.