Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Tjsb Sahakari Bank Ltd for its Waluj Branch branch in Aurangabad, Waladgaon, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Tjsb Sahakari Bank Ltd located in Aurangabad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TJSB0000172. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Tjsb Sahakari Bank Ltd, Waluj Branch, Aurangabad
Here are some of the key details that come with the IFSC Code TJSB0000172 of Tjsb Sahakari Bank Ltd for its branch located in Aurangabad, within the district of Waladgaon in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Tjsb Sahakari Bank Ltd |
| IFSC Code | TJSB0000172 |
| Branch | Waluj Branch |
| City | Aurangabad |
| District | Waladgaon |
| State | Maharashtra |
| Address | Tjsb Sahakari Bank Ltd, Shop No 3 And 4 Ground Floor, Plot No P 115 And P 115 Part, Waluj Industrial Area, Waladgaon, Dist Aurangabad-431001 |
These details are essential not only for online banking users but also for businesses and individuals who use Tjsb Sahakari Bank Ltd in Aurangabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TJSB0000172 for the Waluj Branch branch of Tjsb Sahakari Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Tjsb Sahakari Bank Ltd located in Waluj Branch, Aurangabad, Maharashtra, are given a unique IFSC like TJSB0000172 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Aurangabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Aurangabad and Waladgaon.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Tjsb Sahakari Bank Ltd in Waluj Branch goes to the correct branch. This is important because Tjsb Sahakari Bank Ltd has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code TJSB0000172
The format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Tjsb Sahakari Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Waluj Branch in Aurangabad.
For example, the IFSC Code TJSB0000172 of Tjsb Sahakari Bank Ltd for the Waluj Branch branch includes these elements, identifying the bank and the branch location in Aurangabad and Maharashtra correctly.
How to Find IFSC Code for Tjsb Sahakari Bank Ltd?
If you are looking for the IFSC Code TJSB0000172 of Tjsb Sahakari Bank Ltd for its Waluj Branch branch located in Aurangabad, the following methods can help:
Cheque Book
The cheque book that is issued by Tjsb Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Tjsb Sahakari Bank Ltd branches in Aurangabad and Waladgaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Tjsb Sahakari Bank Ltd and look for the branch locator section, then search for Waluj Branch or Aurangabad to get the exact IFSC Code TJSB0000172.
Mobile Banking App
If you use Tjsb Sahakari Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Tjsb Sahakari Bank Ltd and Aurangabad, then it will provide you proper information.
How to Use IFSC Code TJSB0000172 for Online Transfers?
Once you have the IFSC Code TJSB0000172 for the Waluj Branch branch of Tjsb Sahakari Bank Ltd in Aurangabad, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code TJSB0000172. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000172.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Tjsb Sahakari Bank Ltd Waluj Branch in Aurangabad may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tjsb Sahakari Bank Ltd in Waluj Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tjsb Sahakari Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Aurangabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is TJSB0000172.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Tjsb Sahakari Bank Ltd, Shop No 3 And 4 Ground Floor, Plot No P 115 And P 115 Part, Waluj Industrial Area, Waladgaon, Dist Aurangabad-431001 located in Aurangabad, Waladgaon, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.