For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Zoroastrian Cooperative Bank Limited for its Goregaon branch in Mumbai, Mumbai, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Zoroastrian Cooperative Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ZCBL0000014. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Zoroastrian Cooperative Bank Limited, Goregaon, Mumbai
Here are some of the key details that come with the IFSC Code ZCBL0000014 of The Zoroastrian Cooperative Bank Limited for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Zoroastrian Cooperative Bank Limited |
| IFSC Code | ZCBL0000014 |
| Branch | Goregaon |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Address | 6, Onkar Building, Opp. Oberai Mall Dindoshi (Film City Road) Goregaon (E), Mumbai 400098 |
These details help users in online banking and for businesses and individuals who use The Zoroastrian Cooperative Bank Limited in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ZCBL0000014 for the Goregaon branch of The Zoroastrian Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Zoroastrian Cooperative Bank Limited located in Goregaon, Mumbai, Maharashtra, is provided a unique IFSC like ZCBL0000014 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Zoroastrian Cooperative Bank Limited branch in Mumbai.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Mumbai and Mumbai.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for The Zoroastrian Cooperative Bank Limited in Goregaon do not get misguided to another person.
Format of the IFSC Code ZCBL0000014
The format of the IFSC Code for banks, including The Zoroastrian Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Zoroastrian Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Goregaon in Mumbai.
For example, the IFSC Code ZCBL0000014 of The Zoroastrian Cooperative Bank Limited for the Goregaon branch has these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.
How to Find IFSC Code for The Zoroastrian Cooperative Bank Limited?
To find the IFSC Code ZCBL0000014 of The Zoroastrian Cooperative Bank Limited for its Goregaon branch located in Mumbai, the following methods can help you out:
Cheque Book
The cheque book issued by The Zoroastrian Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Zoroastrian Cooperative Bank Limited branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Zoroastrian Cooperative Bank Limited and go to the branch locator section. Then search for Goregaon or Mumbai to find the exact IFSC Code ZCBL0000014.
Mobile Banking App
If you use The Zoroastrian Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Zoroastrian Cooperative Bank Limited and Mumbai will provide accurate information.
How to Use IFSC Code ZCBL0000014 for Online Transfers?
If you have the IFSC Code ZCBL0000014 for the Goregaon branch of The Zoroastrian Cooperative Bank Limited in Mumbai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ZCBL0000014. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Zoroastrian Cooperative Bank Limited IFSC Code ZCBL0000014.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Zoroastrian Cooperative Bank Limited Goregaon in Mumbai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Zoroastrian Cooperative Bank Limited in Goregaon, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Zoroastrian Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mumbai manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ZCBL0000014.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 6, Onkar Building, Opp. Oberai Mall Dindoshi (Film City Road) Goregaon (E), Mumbai 400098 located in Mumbai, Mumbai, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.