The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The West Bengal State Cooperative Bank for its Tamluk Ghatal Central Co Operative Bank Ltd Head Office branch in Tamluk, Purba Medinipur, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The West Bengal State Cooperative Bank located in Tamluk or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code WBSC0TCCB23. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The West Bengal State Cooperative Bank, Tamluk Ghatal Central Co Operative Bank Ltd Head Office, Tamluk
Here are the main details that are associated with the IFSC Code WBSC0TCCB23 of The West Bengal State Cooperative Bank for its branch located in Tamluk, within the district of Purba Medinipur in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | The West Bengal State Cooperative Bank |
| IFSC Code | WBSC0TCCB23 |
| Branch | Tamluk Ghatal Central Co Operative Bank Ltd Head Office |
| City | Tamluk |
| District | Purba Medinipur |
| State | West Bengal |
| Address | Vill-Tamluk,Post-Tamluk,P.S-Tamluk |
These details are important not only for users using online banking but also for businesses and individuals who use The West Bengal State Cooperative Bank in Tamluk for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code WBSC0TCCB23 for the Tamluk Ghatal Central Co Operative Bank Ltd Head Office branch of The West Bengal State Cooperative Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like WBSC0TCCB23 is given to every bank branch, including The West Bengal State Cooperative Bank located in Tamluk Ghatal Central Co Operative Bank Ltd Head Office, Tamluk, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The West Bengal State Cooperative Bank branch in Tamluk.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Tamluk and Purba Medinipur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for The West Bengal State Cooperative Bank in Tamluk Ghatal Central Co Operative Bank Ltd Head Office doesn't end up at another location.
Format of the IFSC Code WBSC0TCCB23
The format of the IFSC Code for banks, including The West Bengal State Cooperative Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The West Bengal State Cooperative Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tamluk Ghatal Central Co Operative Bank Ltd Head Office in Tamluk.
For example, the IFSC Code WBSC0TCCB23 of The West Bengal State Cooperative Bank for the Tamluk Ghatal Central Co Operative Bank Ltd Head Office branch includes these elements, identifying the bank and the branch location in Tamluk and West Bengal correctly.
How to Find IFSC Code for The West Bengal State Cooperative Bank?
If you are trying to find the IFSC Code WBSC0TCCB23 of The West Bengal State Cooperative Bank for its Tamluk Ghatal Central Co Operative Bank Ltd Head Office branch located in Tamluk, the following methods can help:
Cheque Book
The cheque book issued by The West Bengal State Cooperative Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The West Bengal State Cooperative Bank branches in Tamluk and Purba Medinipur, print them on the first page of your passbook.
Bank Website
Visit the official website of The West Bengal State Cooperative Bank and navigate to the branch locator section. Search for Tamluk Ghatal Central Co Operative Bank Ltd Head Office or Tamluk to get the exact IFSC Code WBSC0TCCB23.
Mobile Banking App
If you use The West Bengal State Cooperative Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The West Bengal State Cooperative Bank and Tamluk, you'll get the correct details.
How to Use IFSC Code WBSC0TCCB23 for Online Transfers?
Once you have the IFSC Code WBSC0TCCB23 for the Tamluk Ghatal Central Co Operative Bank Ltd Head Office branch of The West Bengal State Cooperative Bank in Tamluk, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code WBSC0TCCB23. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The West Bengal State Cooperative Bank IFSC Code WBSC0TCCB23.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The West Bengal State Cooperative Bank Tamluk Ghatal Central Co Operative Bank Ltd Head Office in Tamluk may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The West Bengal State Cooperative Bank in Tamluk Ghatal Central Co Operative Bank Ltd Head Office, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The West Bengal State Cooperative Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Tamluk to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Tamluk Ghatal Central Co Operative Bank Ltd Head Office Tamluk branch is WBSC0TCCB23.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vill-Tamluk,Post-Tamluk,P.S-Tamluk.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.