Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The West Bengal State Cooperative Bank for its The Jalpaiguri Ctrl Bank Ghogomali branch in Siliguri, Jalpaiguri, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The West Bengal State Cooperative Bank located in Siliguri or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code WBSC0JCCB12. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The West Bengal State Cooperative Bank, The Jalpaiguri Ctrl Bank Ghogomali, Siliguri
Below in the table are the key details related to IFSC Code WBSC0JCCB12 of The West Bengal State Cooperative Bank for its branch located in Siliguri, within the district of Jalpaiguri in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | The West Bengal State Cooperative Bank |
| IFSC Code | WBSC0JCCB12 |
| Branch | The Jalpaiguri Ctrl Bank Ghogomali |
| City | Siliguri |
| District | Jalpaiguri |
| State | West Bengal |
| Address | Nagaland Building Gr.Fl,Po Ghogomali,Dist Jalpaiguri,West Bengal 734406 |
These details are important not only for users using online banking but also for businesses and individuals who use The West Bengal State Cooperative Bank in Siliguri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code WBSC0JCCB12 for the The Jalpaiguri Ctrl Bank Ghogomali branch of The West Bengal State Cooperative Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The West Bengal State Cooperative Bank located in The Jalpaiguri Ctrl Bank Ghogomali, Siliguri, West Bengal, is provided with a unique IFSC like WBSC0JCCB12 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The West Bengal State Cooperative Bank branch in Siliguri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Siliguri and Jalpaiguri.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for The West Bengal State Cooperative Bank in The Jalpaiguri Ctrl Bank Ghogomali do not get mixed with another location.
Format of the IFSC Code WBSC0JCCB12
This is the format of the IFSC Code for banks, including The West Bengal State Cooperative Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The West Bengal State Cooperative Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Jalpaiguri Ctrl Bank Ghogomali in Siliguri.
For example, the IFSC Code WBSC0JCCB12 of The West Bengal State Cooperative Bank for the The Jalpaiguri Ctrl Bank Ghogomali branch includes these elements, identifying the bank and the branch location in Siliguri and West Bengal accurately.
How to Find IFSC Code for The West Bengal State Cooperative Bank?
If you are trying to find the IFSC Code WBSC0JCCB12 of The West Bengal State Cooperative Bank for its The Jalpaiguri Ctrl Bank Ghogomali branch located in Siliguri, the following methods can help:
Cheque Book
The cheque book issued by The West Bengal State Cooperative Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The West Bengal State Cooperative Bank branches in Siliguri and Jalpaiguri, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The West Bengal State Cooperative Bank and navigate to the branch locator section. Search for The Jalpaiguri Ctrl Bank Ghogomali or Siliguri to get the exact IFSC Code WBSC0JCCB12.
Mobile Banking App
If you use The West Bengal State Cooperative Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The West Bengal State Cooperative Bank and Siliguri, you'll get the correct details.
How to Use IFSC Code WBSC0JCCB12 for Online Transfers?
Once you have the IFSC Code WBSC0JCCB12 for the The Jalpaiguri Ctrl Bank Ghogomali branch of The West Bengal State Cooperative Bank in Siliguri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code WBSC0JCCB12. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The West Bengal State Cooperative Bank IFSC Code WBSC0JCCB12.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The West Bengal State Cooperative Bank The Jalpaiguri Ctrl Bank Ghogomali in Siliguri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The West Bengal State Cooperative Bank in The Jalpaiguri Ctrl Bank Ghogomali, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The West Bengal State Cooperative Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Siliguri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is WBSC0JCCB12.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Nagaland Building Gr.Fl,Po Ghogomali,Dist Jalpaiguri,West Bengal 734406 located in Siliguri, Jalpaiguri, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.