Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Vishweshwar Sahakari Bank Limited for its Vashi-Turbhe branch in Vashi-Turbhe, Vashi- Turbhe, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Vishweshwar Sahakari Bank Limited located in Vashi-Turbhe or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code VSBL0000023. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Vishweshwar Sahakari Bank Limited, Vashi-Turbhe, Vashi-Turbhe
The table below shows the main details of the IFSC Code VSBL0000023 for the The Vishweshwar Sahakari Bank Limited branch in Vashi-Turbhe, which falls under the Vashi- Turbhe district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Vishweshwar Sahakari Bank Limited |
| IFSC Code | VSBL0000023 |
| Branch | Vashi-Turbhe |
| City | Vashi-Turbhe |
| District | Vashi- Turbhe |
| State | Maharashtra |
| Address | Shop No 5 & 6 Aangan Co-Op Housing Co-Op Society Vashi - Koparkhairne Road , Vashi Navi Mumbai -400703. |
These details are important not only for users using online banking but also for businesses and individuals who use The Vishweshwar Sahakari Bank Limited in Vashi-Turbhe for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code VSBL0000023 for the Vashi-Turbhe branch of The Vishweshwar Sahakari Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Vishweshwar Sahakari Bank Limited located in Vashi-Turbhe, Vashi-Turbhe, Maharashtra, are allotted a unique IFSC like VSBL0000023 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Vashi-Turbhe.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Vashi-Turbhe and Vashi- Turbhe.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Vishweshwar Sahakari Bank Limited in Vashi-Turbhe reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code VSBL0000023
This is the format of the IFSC Code for banks, including The Vishweshwar Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Vishweshwar Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Vashi-Turbhe in Vashi-Turbhe.
For example, the IFSC Code VSBL0000023 of The Vishweshwar Sahakari Bank Limited for the Vashi-Turbhe branch includes these elements, identifying the bank and the branch location in Vashi-Turbhe and Maharashtra accurately.
How to Find IFSC Code for The Vishweshwar Sahakari Bank Limited?
If you are trying to find the IFSC Code VSBL0000023 of The Vishweshwar Sahakari Bank Limited for its Vashi-Turbhe branch located in Vashi-Turbhe, the following methods can help:
Cheque Book
The cheque book issued by The Vishweshwar Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Vishweshwar Sahakari Bank Limited branches in Vashi-Turbhe and Vashi- Turbhe, print them on the first page of your passbook.
Bank Website
Visit the official website of The Vishweshwar Sahakari Bank Limited and navigate to the branch locator section. Search for Vashi-Turbhe or Vashi-Turbhe to get the exact IFSC Code VSBL0000023.
Mobile Banking App
If you use The Vishweshwar Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Vishweshwar Sahakari Bank Limited and Vashi-Turbhe, you'll get the correct details.
How to Use IFSC Code VSBL0000023 for Online Transfers?
Once you have the IFSC Code VSBL0000023 for the Vashi-Turbhe branch of The Vishweshwar Sahakari Bank Limited in Vashi-Turbhe, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code VSBL0000023. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Vishweshwar Sahakari Bank Limited IFSC Code VSBL0000023.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Vishweshwar Sahakari Bank Limited Vashi-Turbhe in Vashi-Turbhe, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Vishweshwar Sahakari Bank Limited in Vashi-Turbhe, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Vishweshwar Sahakari Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Vashi-Turbhe to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is VSBL0000023.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shop No 5 & 6 Aangan Co-Op Housing Co-Op Society Vashi - Koparkhairne Road , Vashi Navi Mumbai -400703. located in Vashi-Turbhe, Vashi- Turbhe, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.