The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Thane District Central Cooperative Bank Limited for its Kharbav branch in Bhiwandi, Thane, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Thane District Central Cooperative Bank Limited located in Bhiwandi or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TDCB0000016. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Thane District Central Cooperative Bank Limited, Kharbav, Bhiwandi
Here are the main details that are associated with the IFSC Code TDCB0000016 of The Thane District Central Cooperative Bank Limited for its branch located in Bhiwandi, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Thane District Central Cooperative Bank Limited |
| IFSC Code | TDCB0000016 |
| Branch | Kharbav |
| City | Bhiwandi |
| District | Thane |
| State | Maharashtra |
| Address | At & Post-Kharbav, Taluka-Bhiwandi, Pin-421302 |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Thane District Central Cooperative Bank Limited in Bhiwandi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TDCB0000016 for the Kharbav branch of The Thane District Central Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like TDCB0000016 is given to every bank branch, including The Thane District Central Cooperative Bank Limited located in Kharbav, Bhiwandi, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Thane District Central Cooperative Bank Limited branch in Bhiwandi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bhiwandi and Thane.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for The Thane District Central Cooperative Bank Limited in Kharbav doesn't end up at another location.
Format of the IFSC Code TDCB0000016
The format of the IFSC Code for banks, including The Thane District Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Thane District Central Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kharbav in Bhiwandi.
For example, the IFSC Code TDCB0000016 of The Thane District Central Cooperative Bank Limited for the Kharbav branch has these elements, identifying the bank and the branch location in Bhiwandi and Maharashtra correctly.
How to Find IFSC Code for The Thane District Central Cooperative Bank Limited?
If you are trying to find the IFSC Code TDCB0000016 of The Thane District Central Cooperative Bank Limited for its Kharbav branch located in Bhiwandi, the following methods can help:
Cheque Book
The cheque book issued by The Thane District Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Thane District Central Cooperative Bank Limited branches in Bhiwandi and Thane, print them on the first page of your passbook.
Bank Website
Visit the official website of The Thane District Central Cooperative Bank Limited and navigate to the branch locator section. Search for Kharbav or Bhiwandi to get the exact IFSC Code TDCB0000016.
Mobile Banking App
If you use The Thane District Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Thane District Central Cooperative Bank Limited and Bhiwandi, you'll get the correct details.
How to Use IFSC Code TDCB0000016 for Online Transfers?
If you have the IFSC Code TDCB0000016 for the Kharbav branch of The Thane District Central Cooperative Bank Limited in Bhiwandi, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code TDCB0000016. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Thane District Central Cooperative Bank Limited IFSC Code TDCB0000016.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Thane District Central Cooperative Bank Limited Kharbav in Bhiwandi, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Thane District Central Cooperative Bank Limited in Kharbav, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Thane District Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bhiwandi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is TDCB0000016.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At & Post-Kharbav, Taluka-Bhiwandi, Pin-421302 located in Bhiwandi, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.