There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Thane District Central Cooperative Bank Limited for its Dugadphata branch in Bhiwandi, Thane, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Thane District Central Cooperative Bank Limited situated in Bhiwandi or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code TDCB0000011. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Thane District Central Cooperative Bank Limited, Dugadphata, Bhiwandi
Here are the main details that are associated with the IFSC Code TDCB0000011 of The Thane District Central Cooperative Bank Limited for its branch located in Bhiwandi, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Thane District Central Cooperative Bank Limited |
| IFSC Code | TDCB0000011 |
| Branch | Dugadphata |
| City | Bhiwandi |
| District | Thane |
| State | Maharashtra |
| Address | At-Dugad Fata,Post-Dugad, Taluka-Bhiwandi, Pin-421302 |
These details helps users in online banking and for businesses and individuals who use The Thane District Central Cooperative Bank Limited in Bhiwandi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TDCB0000011 for the Dugadphata branch of The Thane District Central Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Thane District Central Cooperative Bank Limited located in Dugadphata, Bhiwandi, Maharashtra, are given a unique IFSC like TDCB0000011 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bhiwandi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Bhiwandi and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Thane District Central Cooperative Bank Limited in Dugadphata goes to the correct branch. This is important because The Thane District Central Cooperative Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code TDCB0000011
The format of the IFSC Code for banks, including The Thane District Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Thane District Central Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dugadphata in Bhiwandi.
For example, the IFSC Code TDCB0000011 of The Thane District Central Cooperative Bank Limited for the Dugadphata branch includes these elements, identifying the bank and the branch location in Bhiwandi and Maharashtra accurately.
How to Find IFSC Code for The Thane District Central Cooperative Bank Limited?
If you are trying to find the IFSC Code TDCB0000011 of The Thane District Central Cooperative Bank Limited for its Dugadphata branch located in Bhiwandi, the following methods can help:
Cheque Book
The cheque books that are issued by The Thane District Central Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Thane District Central Cooperative Bank Limited branches in Bhiwandi and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Thane District Central Cooperative Bank Limited and find the branch locator section. Search for Dugadphata or Bhiwandi to get the exact IFSC Code TDCB0000011.
Mobile Banking App
If you use The Thane District Central Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Thane District Central Cooperative Bank Limited and Bhiwandi that will provide accurate information.
How to Use IFSC Code TDCB0000011 for Online Transfers?
Once you have the IFSC Code TDCB0000011 for the Dugadphata branch of The Thane District Central Cooperative Bank Limited in Bhiwandi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code TDCB0000011. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Thane District Central Cooperative Bank Limited IFSC Code TDCB0000011.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Thane District Central Cooperative Bank Limited Dugadphata in Bhiwandi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Thane District Central Cooperative Bank Limited in Dugadphata, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Thane District Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bhiwandi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is TDCB0000011.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is At-Dugad Fata,Post-Dugad, Taluka-Bhiwandi, Pin-421302 located in Bhiwandi, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.