IFSC Code of The Surath Peoples Cooperative Bank Limited, Girgone,Mumbai, Mumbai, Maharashtra — SPCB0251031

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Surath Peoples Cooperative Bank Limited for its Girgone,Mumbai branch in Mumbai, Mumbai, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Surath Peoples Cooperative Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code SPCB0251031. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Surath Peoples Cooperative Bank Limited, Girgone,Mumbai, Mumbai

Here are some of the key details that come with the IFSC Code SPCB0251031 of The Surath Peoples Cooperative Bank Limited for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.

These details help users in online banking and for businesses and individuals who use The Surath Peoples Cooperative Bank Limited in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SPCB0251031 for the Girgone,Mumbai branch of The Surath Peoples Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surath Peoples Cooperative Bank Limited located in Girgone,Mumbai, Mumbai, Maharashtra, are given a unique IFSC like SPCB0251031 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Mumbai.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Mumbai and Mumbai.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to The Surath Peoples Cooperative Bank Limited in Girgone,Mumbai goes to the correct branch. This is important because The Surath Peoples Cooperative Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SPCB0251031

The format of the IFSC Code for banks, including The Surath Peoples Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For The Surath Peoples Cooperative Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Girgone,Mumbai in Mumbai.

For example, the IFSC Code SPCB0251031 of The Surath Peoples Cooperative Bank Limited for the Girgone,Mumbai branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.

How to Find IFSC Code for The Surath Peoples Cooperative Bank Limited?

If you are trying to find the IFSC Code SPCB0251031 of The Surath Peoples Cooperative Bank Limited for its Girgone,Mumbai branch located in Mumbai, the following methods can help:

Cheque Book

The cheque book issued by The Surath Peoples Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Surath Peoples Cooperative Bank Limited branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Surath Peoples Cooperative Bank Limited and navigate to the branch locator section. Search for Girgone,Mumbai or Mumbai to get the exact IFSC Code SPCB0251031.

Mobile Banking App

If you use The Surath Peoples Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Surath Peoples Cooperative Bank Limited and Mumbai, you'll get the correct details.

How to Use IFSC Code SPCB0251031 for Online Transfers?

If you have the IFSC Code SPCB0251031 for the Girgone,Mumbai branch of The Surath Peoples Cooperative Bank Limited in Mumbai, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SPCB0251031. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Surath Peoples Cooperative Bank Limited IFSC Code SPCB0251031.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Surath Peoples Cooperative Bank Limited Girgone,Mumbai in Mumbai, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surath Peoples Cooperative Bank Limited in Girgone,Mumbai, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Surath Peoples Cooperative Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mumbai to handle online money transfers and get their cheques cleared smoothly.