The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Sindhudurg District Central Coop Bank Ltd for its Kalse branch in Kalse, Sindhudurg, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Sindhudurg District Central Coop Bank Ltd located in Kalse or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code SIDC0001064. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Sindhudurg District Central Coop Bank Ltd, Kalse, Kalse
The table below shows the main details of the IFSC Code SIDC0001064 for the The Sindhudurg District Central Coop Bank Ltd branch in Kalse, which falls under the Sindhudurg district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Sindhudurg District Central Coop Bank Ltd |
| IFSC Code | SIDC0001064 |
| Branch | Kalse |
| City | Kalse |
| District | Sindhudurg |
| State | Maharashtra |
| Address | At And Post Kalse Tal Malvan |
These details are essential not only for online banking users but also for businesses and individuals who use The Sindhudurg District Central Coop Bank Ltd in Kalse for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SIDC0001064 for the Kalse branch of The Sindhudurg District Central Coop Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Sindhudurg District Central Coop Bank Ltd located in Kalse, Kalse, Maharashtra, is provided a unique IFSC like SIDC0001064 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Sindhudurg District Central Coop Bank Ltd branch in Kalse.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kalse and Sindhudurg.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for The Sindhudurg District Central Coop Bank Ltd in Kalse do not get misguided to another person.
Format of the IFSC Code SIDC0001064
The format of the IFSC Code for banks, including The Sindhudurg District Central Coop Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Sindhudurg District Central Coop Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kalse in Kalse.
For example, the IFSC Code SIDC0001064 of The Sindhudurg District Central Coop Bank Ltd for the Kalse branch has these elements, identifying the bank and the branch location in Kalse and Maharashtra correctly.
How to Find IFSC Code for The Sindhudurg District Central Coop Bank Ltd?
If you are trying to find the IFSC Code SIDC0001064 of The Sindhudurg District Central Coop Bank Ltd for its Kalse branch located in Kalse, the following methods can help:
Cheque Book
The cheque book issued by The Sindhudurg District Central Coop Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Sindhudurg District Central Coop Bank Ltd branches in Kalse and Sindhudurg, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Sindhudurg District Central Coop Bank Ltd and navigate to the branch locator section. Search for Kalse or Kalse to get the exact IFSC Code SIDC0001064.
Mobile Banking App
If you use The Sindhudurg District Central Coop Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Sindhudurg District Central Coop Bank Ltd and Kalse, you'll get the correct details.
How to Use IFSC Code SIDC0001064 for Online Transfers?
Once you have the IFSC Code SIDC0001064 for the Kalse branch of The Sindhudurg District Central Coop Bank Ltd in Kalse, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SIDC0001064. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Sindhudurg District Central Coop Bank Ltd IFSC Code SIDC0001064.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Sindhudurg District Central Coop Bank Ltd Kalse in Kalse may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Sindhudurg District Central Coop Bank Ltd in Kalse, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Sindhudurg District Central Coop Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kalse manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SIDC0001064.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At And Post Kalse Tal Malvan located in Kalse, Sindhudurg, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.