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IFSC Code of The Shamrao Vithal Cooperative Bank, Hindustan Coopbk-Lokmanyangr,Thane, Thane, Maharashtra — SVCB0001013

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Shamrao Vithal Cooperative Bank for its Hindustan Coopbk-Lokmanyangr,Thane branch in Thane, Thane, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Shamrao Vithal Cooperative Bank located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code SVCB0001013. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Shamrao Vithal Cooperative Bank, Hindustan Coopbk-Lokmanyangr,Thane, Thane

The table below shows the main details of the IFSC Code SVCB0001013 for the The Shamrao Vithal Cooperative Bank branch in Thane, which falls under the Thane district in Maharashtra.

Particulars Details
Bank The Shamrao Vithal Cooperative Bank
IFSC Code SVCB0001013
Branch Hindustan Coopbk-Lokmanyangr,Thane
City Thane
District Thane
State Maharashtra
Address Amit Co-Op. Housing Society Ltd., Lokmanya Nagar, Near Yashodhan Bus Stop, Thane 410 606.

These details are essential not only for online banking users but also for businesses and individuals who use The Shamrao Vithal Cooperative Bank in Thane for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SVCB0001013 for the Hindustan Coopbk-Lokmanyangr,Thane branch of The Shamrao Vithal Cooperative Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Shamrao Vithal Cooperative Bank located in Hindustan Coopbk-Lokmanyangr,Thane, Thane, Maharashtra, are allotted a unique IFSC like SVCB0001013 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thane.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Thane and Thane.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Shamrao Vithal Cooperative Bank in Hindustan Coopbk-Lokmanyangr,Thane reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code SVCB0001013

This is the format of the IFSC Code for banks, including The Shamrao Vithal Cooperative Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For The Shamrao Vithal Cooperative Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Hindustan Coopbk-Lokmanyangr,Thane in Thane.

For example, the IFSC Code SVCB0001013 of The Shamrao Vithal Cooperative Bank for the Hindustan Coopbk-Lokmanyangr,Thane branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.

How to Find IFSC Code for The Shamrao Vithal Cooperative Bank?

If you are looking for the IFSC Code SVCB0001013 of The Shamrao Vithal Cooperative Bank for its Hindustan Coopbk-Lokmanyangr,Thane branch located in Thane, the following methods can help:

Cheque Book

The cheque book that is issued by The Shamrao Vithal Cooperative Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Shamrao Vithal Cooperative Bank branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Shamrao Vithal Cooperative Bank and look for the branch locator section, then search for Hindustan Coopbk-Lokmanyangr,Thane or Thane to get the exact IFSC Code SVCB0001013.

Mobile Banking App

If you use The Shamrao Vithal Cooperative Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Shamrao Vithal Cooperative Bank and Thane, then it will provide you proper information.

How to Use IFSC Code SVCB0001013 for Online Transfers?

If you have the IFSC Code SVCB0001013 for the Hindustan Coopbk-Lokmanyangr,Thane branch of The Shamrao Vithal Cooperative Bank in Thane, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SVCB0001013. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Shamrao Vithal Cooperative Bank IFSC Code SVCB0001013.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Shamrao Vithal Cooperative Bank Hindustan Coopbk-Lokmanyangr,Thane in Thane, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Shamrao Vithal Cooperative Bank in Hindustan Coopbk-Lokmanyangr,Thane, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Shamrao Vithal Cooperative Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Thane manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Shamrao Vithal Cooperative Bank in Hindustan Coopbk-Lokmanyangr,Thane, Thane?

The IFSC Code is SVCB0001013.

Is the IFSC Code SVCB0001013 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Shamrao Vithal Cooperative Bank Hindustan Coopbk-Lokmanyangr,Thane?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hindustan Coopbk-Lokmanyangr,Thane branch?

The address of the branch is Amit Co-Op. Housing Society Ltd., Lokmanya Nagar, Near Yashodhan Bus Stop, Thane 410 606. located in Thane, Thane, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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