IFSC Code of The Shamrao Vithal Cooperative Bank, Guardian Bank- Thumbuchetty Palya, Bangalore, Karnataka- SVCB0002005

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Shamrao Vithal Cooperative Bank for its Guardian Bank- Thumbuchetty Palya branch in Bangalore Urban, Bangalore, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Shamrao Vithal Cooperative Bank located in Bangalore Urban or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code SVCB0002005. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Shamrao Vithal Cooperative Bank, Guardian Bank- Thumbuchetty Palya, Bangalore Urban

The table below shows the main details of the IFSC Code SVCB0002005 for the The Shamrao Vithal Cooperative Bank branch in Bangalore Urban, which falls under the Bangalore district in Karnataka.

These details helps users in online banking and for businesses and individuals who use The Shamrao Vithal Cooperative Bank in Bangalore Urban for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SVCB0002005 for the Guardian Bank- Thumbuchetty Palya branch of The Shamrao Vithal Cooperative Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Shamrao Vithal Cooperative Bank located in Guardian Bank- Thumbuchetty Palya, Bangalore Urban, Karnataka, are allotted a unique IFSC like SVCB0002005 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Bangalore Urban.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Bangalore Urban and Bangalore.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Shamrao Vithal Cooperative Bank in Guardian Bank- Thumbuchetty Palya reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code SVCB0002005

The format of the IFSC Code for banks, including The Shamrao Vithal Cooperative Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For The Shamrao Vithal Cooperative Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guardian Bank- Thumbuchetty Palya in Bangalore Urban.

For example, the IFSC Code SVCB0002005 of The Shamrao Vithal Cooperative Bank for the Guardian Bank- Thumbuchetty Palya branch includes these elements, identifying the bank and the branch location in Bangalore Urban and Karnataka accurately.

How to Find IFSC Code for The Shamrao Vithal Cooperative Bank?

If you are trying to find the IFSC Code SVCB0002005 of The Shamrao Vithal Cooperative Bank for its Guardian Bank- Thumbuchetty Palya branch located in Bangalore Urban, the following methods can help:

Cheque Book

The cheque book issued by The Shamrao Vithal Cooperative Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Shamrao Vithal Cooperative Bank branches in Bangalore Urban and Bangalore, print them on the first page of your passbook.

Bank Website

Visit the official website of The Shamrao Vithal Cooperative Bank and navigate to the branch locator section. Search for Guardian Bank- Thumbuchetty Palya or Bangalore Urban to get the exact IFSC Code SVCB0002005.

Mobile Banking App

If you use The Shamrao Vithal Cooperative Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Shamrao Vithal Cooperative Bank and Bangalore Urban, you'll get the correct details.

How to Use IFSC Code SVCB0002005 for Online Transfers?

Once you have the IFSC Code SVCB0002005 for the Guardian Bank- Thumbuchetty Palya branch of The Shamrao Vithal Cooperative Bank in Bangalore Urban, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SVCB0002005. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Shamrao Vithal Cooperative Bank IFSC Code SVCB0002005.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Shamrao Vithal Cooperative Bank Guardian Bank- Thumbuchetty Palya in Bangalore Urban may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Shamrao Vithal Cooperative Bank in Guardian Bank- Thumbuchetty Palya, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Shamrao Vithal Cooperative Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bangalore Urban manage online transfers as well as cheque clearances with ease.