The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Satara District Central Cooperative Bank Ltd for its Khojewadi branch in Satara, Khojewadi Br Apshinge, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Satara District Central Cooperative Bank Ltd located in Satara or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code SDCE0001294. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Satara District Central Cooperative Bank Ltd, Khojewadi, Satara

Below in the table are the key details related to IFSC Code SDCE0001294 of The Satara District Central Cooperative Bank Ltd for its branch located in Satara, within the district of Khojewadi Br Apshinge in the state of Maharashtra.

Particulars Details
Bank The Satara District Central Cooperative Bank Ltd
IFSC Code SDCE0001294
Branch Khojewadi
City Satara
District Khojewadi Br Apshinge
State Maharashtra
Address Tal-Satara,Dist-Satara

These details are crucial, not just for online banking users but also for businesses and individuals who use The Satara District Central Cooperative Bank Ltd in Satara for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCE0001294 for the Khojewadi branch of The Satara District Central Cooperative Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SDCE0001294 is given to every bank branch, including The Satara District Central Cooperative Bank Ltd located in Khojewadi, Satara, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Satara District Central Cooperative Bank Ltd branch in Satara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Satara and Khojewadi Br Apshinge.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for The Satara District Central Cooperative Bank Ltd in Khojewadi doesn't end up at another location.

Format of the IFSC Code SDCE0001294

The format of the IFSC Code for banks, including The Satara District Central Cooperative Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Satara District Central Cooperative Bank Ltd, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khojewadi in Satara.

For example, the IFSC Code SDCE0001294 of The Satara District Central Cooperative Bank Ltd for the Khojewadi branch has these elements, identifying the bank and the branch location in Satara and Maharashtra correctly.

How to Find IFSC Code for The Satara District Central Cooperative Bank Ltd?

If you are trying to find the IFSC Code SDCE0001294 of The Satara District Central Cooperative Bank Ltd for its Khojewadi branch located in Satara, the following methods can help:

Cheque Book

The cheque books that are issued by The Satara District Central Cooperative Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Satara District Central Cooperative Bank Ltd branches in Satara and Khojewadi Br Apshinge, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Satara District Central Cooperative Bank Ltd and find the branch locator section. Search for Khojewadi or Satara to get the exact IFSC Code SDCE0001294.

Mobile Banking App

If you use The Satara District Central Cooperative Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Satara District Central Cooperative Bank Ltd and Satara that will provide accurate information.

How to Use IFSC Code SDCE0001294 for Online Transfers?

Once you have the IFSC Code SDCE0001294 for the Khojewadi branch of The Satara District Central Cooperative Bank Ltd in Satara, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SDCE0001294. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Satara District Central Cooperative Bank Ltd IFSC Code SDCE0001294.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Satara District Central Cooperative Bank Ltd Khojewadi in Satara may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Satara District Central Cooperative Bank Ltd in Khojewadi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Satara District Central Cooperative Bank Ltd website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Satara manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Satara District Central Cooperative Bank Ltd Khojewadi Satara?

The IFSC Code of the Khojewadi Satara branch is SDCE0001294.

Is IFSC Code SDCE0001294 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Satara District Central Cooperative Bank Ltd Khojewadi branch?

The branch is located at Tal-Satara,Dist-Satara.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.