For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur for its Station Road branch in Modnimb, Modnimb, Solapur, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur located in Modnimb or anywhere in Solapur can transfer funds instantly by using the correct IFSC Code PUCB0000004. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Pandharpur Urban Co Op. Bank Ltd. Pandharpur, Station Road, Modnimb

Here are some of the key details that come with the IFSC Code PUCB0000004 of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur for its branch located in Modnimb, within the district of Modnimb in the state of Solapur.

Particulars Details
Bank The Pandharpur Urban Co Op. Bank Ltd. Pandharpur
IFSC Code PUCB0000004
Branch Station Road
City Modnimb
District Modnimb
State Solapur
Address Datta Nagar,Station Road,Modnimb,413301

These details help users in online banking and for businesses and individuals who use The Pandharpur Urban Co Op. Bank Ltd. Pandharpur in Modnimb for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUCB0000004 for the Station Road branch of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Pandharpur Urban Co Op. Bank Ltd. Pandharpur located in Station Road, Modnimb, Solapur, are given a unique IFSC like PUCB0000004 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Modnimb.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Modnimb and Modnimb.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to The Pandharpur Urban Co Op. Bank Ltd. Pandharpur in Station Road goes to the correct branch. This is important because The Pandharpur Urban Co Op. Bank Ltd. Pandharpur has thousands of branches in Solapur and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUCB0000004

The format of the IFSC Code for banks, including The Pandharpur Urban Co Op. Bank Ltd. Pandharpur, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Pandharpur Urban Co Op. Bank Ltd. Pandharpur, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Station Road in Modnimb.

For example, the IFSC Code PUCB0000004 of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur for the Station Road branch includes these elements, identifying the bank and the branch location in Modnimb and Solapur accurately.

How to Find IFSC Code for The Pandharpur Urban Co Op. Bank Ltd. Pandharpur?

If you are trying to find the IFSC Code PUCB0000004 of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur for its Station Road branch located in Modnimb, the following methods can help:

Cheque Book

The cheque book issued by The Pandharpur Urban Co Op. Bank Ltd. Pandharpur includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Pandharpur Urban Co Op. Bank Ltd. Pandharpur branches in Modnimb and Modnimb, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur and navigate to the branch locator section. Search for Station Road or Modnimb to get the exact IFSC Code PUCB0000004.

Mobile Banking App

If you use The Pandharpur Urban Co Op. Bank Ltd. Pandharpur's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Pandharpur Urban Co Op. Bank Ltd. Pandharpur and Modnimb, you'll get the correct details.

How to Use IFSC Code PUCB0000004 for Online Transfers?

Once you have the IFSC Code PUCB0000004 for the Station Road branch of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur in Modnimb, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUCB0000004. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Pandharpur Urban Co Op. Bank Ltd. Pandharpur IFSC Code PUCB0000004.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Pandharpur Urban Co Op. Bank Ltd. Pandharpur Station Road in Modnimb, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur in Station Road, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Pandharpur Urban Co Op. Bank Ltd. Pandharpur website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Modnimb manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur in Station Road, Modnimb?

The IFSC Code is PUCB0000004.

Is the IFSC Code PUCB0000004 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur Station Road?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Station Road branch?

The address of the branch is Datta Nagar,Station Road,Modnimb,413301 located in Modnimb, Modnimb, Solapur.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.